Travel Insurance Saver
Single Trip Annual Multi Trip
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    May
    2024
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    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

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    Extras

    Travel Insurance for Business
    Travelling for business and in need of travel insurance? There are a number of travel plans available through Travel Insurance Saver which may be suitable for business trips overseas, and domestically. 

    Travel Insurance Cancellation Cover
    The various travel plans available through Travel Insurance Saver provide some benefit for cancellation in the unforeseen advent of a claimable event. 

    Travel Insurance for the Family
    Travelling with the family? Whether you are travelling domestically, or on an international vacation, there are several travel plans which may be suitable for family travel depending on your trip details. 

    Travel Insurance for Luggage
    Travel insurance may provide benefits in relation to luggage depending on your trip details. There are benefits under all international travel plans for luggage related claimable events, please click the above link for more information. 

    Travel Insurance when Pregnant
    Travelling and pregnant? There are travel plans which may provide cover for those who are pregnant and travelling domestically or overseas. You can use the above link to find out more.  

    Travel insurance for a honeymoon vacation
    Travelling overseas or domestically on your honeymoon vacation? This special time deserves planning, and if you haven’t planned and are doing things a bit more spontaneously, that’s ok too! You may consider a travel insurance plan to suit your trip details through Travel Insurance Saver. 

    Travel Insurance for Seniors
    There are no age limits on the Comprehensive and Annual Multi Trip plans, as well as the two domestic travel plans, the Cancellation and Additional Expenses plan, and the Australian Travel Plan. 

    Travel Insurance with Snow Sports Cover
    Snow sports is an optional extra for both international plans – the Comprehensive Plan and the Annual Multi Trip Plan, as well as for the domestic Australian Travel Plan. 

    Travel Insurance for Students
    If you are a student travelling abroad, you may be wondering about the different travel insurance plans available to you. Whether you are budget conscious or have a particular type of coverage in mind. You can use the above link to find out more.

    Comprehensive Travel Insurance
    If you need more information regarding the Comprehensive Plan you may inquire using the Comprehensive Plan page. The Comprehensive Plan is a travel plan which includes comparatively higher allotments than other single trip plans available, such as some extras benefits not offered on other single trip plans. 

    Travel Insurance when Motorcycling Overseas
    You must have a valid Australian and International motorcycle licence, wear a helmet and be riding a motorcycle that is less than 250cc. You can use the above link to find out more.

    Worldwide Travel Insurance
    Travelling internationally around the world? Through the Worldwide Travel Insurance page, you may read information regarding the four international travel plans available. These travel plans include three different plans which each cover single trip travel, they are the Bare Essentials Plan, the Essentials Plan, and the Comprehensive Plan; the fourth is the Annual Multi Trip Plan which provides cover for multiple trips of a maximum duration of 45 days within an annual period. 

    Note: Some countries are unavailable such as Sanctioned or Do Not Travel countries.

    Existing Medical Condition Cover
    Are you suffering from an Existing Medical Condition and uncertain whether you may be eligible for medical cover when travelling? 

    Travel insurance to provide cover for up to two continuous 365-day periods?
    If you require travel insurance for up to two consecutive 365-day periods, as in for a two-year visa requirement if you are planning on travelling for two consecutive 365-day periods, then Travel Insurance Saver, using two back-to-back single-trip plans, may offer cover for those consecutive periods. Please click the above link for more information or contact us for further information. 

    Travel Insurance Quote
    Compare our travel insurance quotes for your next trip away, either in Australia or internationally.   

    Looking for travel insurance for rental vehicle expenses?
    Some of the international travel plans displayed on the Travel Insurance Saver website may provide cover for rental vehicle excess. The Essentials Plan, the Comprehensive Plan, and the Annual Multi Trip Plan provide varying levels of cover for rental vehicle insurance excess, as well as the domestic Australian Travel plan. Some of the plans limits for rental vehicle insurance excess are static, while some allow for an adjustable limit. 

    Already started travelling and need a travel insurance policy?
    If you’ve already started travelling overseas or domestically and need a travel insurance policy, you may purchase one after your trip has commenced. This page will give some important information regarding a plan for those who have already started travelling.  

    Travel Insurance for up to 365 days
    There are 3 international single trip plans that may provide cover depending on your trip details for a 365-day period. The Bare Essentials plan, the Essentials plan, and the Comprehensive plan each provide varying benefits for claimable events mentioned in the PDS for a period of up to 365 days. 

    Travel insurance activities that may be covered
    Find out more information regarding activities that may be covered while you are travellng overseas. Further information regarding activiteis such as hiking, golfing, canoeing, hot air ballooning and more. 

    International Travel Insurance
    Travel insurance for international travel may be available through Travel Insurance Saver. There are four plans available for international travel, three of them are single trip plans, and the fourth is the Annual Multi Trip Plan.  

    Overseas Travel Insurance
    The Overseas Travel Insurance page displays some basic information regarding overseas travel insurance, such as organising prepaid travel arrangements before you depart, and the consideration of a travel insurance plan after reading the product disclosure statement. 

    Annual Travel Insurance vs Annual Multi Trip travel insurance
    There is a marked difference between a single trip travel plan which covers travel overseas for up to a year, and an annual multi-trip plan which is for frequent travellers coming back and forth from Australia. This page provides some general information about the difference between them both. 

    International Travel Insurance
    Travelling overseas and wanting to get affordable international travel insurance. Just enter in your travel detail in the quote box that is on this page to locate all overseas policies available to you. 

    What is the best travel insurance for me?
    This page titled ‘What is the best travel insurance for me?’ examines the varying levels of coverage offered under different travel plans, and some levels of coverage which are universal under all the available international travel plans, such as cover for overseas medical expenses. Although we cannot say which product is the ‘best’ for your circumstances, there are a variety of products available that may be suitable for your needs. 

    Travel Insurance Online
    This article, Travel Insurance Online, looks at the variety in the online marketplace as per travel insurance and provides some general information which may be considered by readers who are considering a travel plan. 

    Travel Insurance in Australia
    Displays information which may be useful to when travelling within Australia (domestically) or in Australian Waters. It provides some useful general information about the types of plans available for travel within Australia’s geographical land borders, and cruising in Australian Waters. 

    Travel Insurance for Cruising
    Cruising is one of the more popular ways to travel nowadays, either around Australia or overseas. Cruising is covered as standard under our international travel plans. 

    Travel Insurance when Backpacking
    Travel insurance may be considered for those who are heading away overseas on a backpacking adventure. Travel Insurance when Backpacking aims to provide some general information regarding some of the benefits offered under the ‘Bare Essentials’ or ‘Essentials’ plans. 

    Domestic Travel Insurance
    The domestic travel insurance page looks at the plans available for domestic travel in Australia. There are two single trip travel plans, the Cancellation and Additional Expenses Plan, and the Australian Travel plan, as well as the Annual Multi Trip Plan, which may provide cover for domestic travel. You can use the above link to find out more.

    Travel insurance for travellers on a budget
    There are many reasons one will want to travel on a budget, particularly if you are backpacking. Luckily, travel insurance does not have to be expensive. You can still find a travel plan which provides a range of benefits which may suit your travel needs. Travel insurance for travellers on a budget provides some general information relating to travel plans and benefits those who are travelling on a budget might find useful. 

    Travel Insurance to New Zealand
    Heading over to New Zealand? You can find a range of travel plans suitable depending on your trip details.

    Need travel insurance for a group?
    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance. You can use the above link to find out more. 

    Compare our travel insurance online
    There are many travel insurance providers online which display varying benefits per available travel plan. Compare our travel insurance will give some general information about selecting a travel plan that may be suitable for your trip.

    Holiday Insurance
    Whether you are going on a vacation, or a holiday, you may want to consider travel insurance if you have already made prepaid travel arrangements, or you are concerned about incurring overseas medical expenses if an unforeseen event should arise. Holiday insurance page examines some of the plans available to travellers heading away on a holiday. 

    One Way Travel Insurance
    If you’re heading away overseas and have no plans to return to Australia, it’s possible to take out one-way travel insurance. This page looks at how you can take out a one-way travel insurance plan depending on your trip details.

    Travel insurance with benefits for overseas medical expenses
    All of the international travel plans available through the Travel Insurance Saver website provide unlimited overseas medical expenses cover; however, it’s important to note that some conditions aren’t automatically covered and some are – if you have an existing medical condition, it’s important to check whether your condition meets the criteria for cover, if not, you can do an Existing Medical Condition screening online, if approved, the condition will become a Specified Medical Condition, and you can opt to have it covered under your policy for an additional premium. 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.