Pre-Existing Medical ConditionsAre you suffering from a Pre-Existing Medical Condition and uncertain whether you will be eligible for medical cover when travelling?
Travel Insurance Saver offers automatic coverage for an array of medical conditions, also optional medical coverage for High-Risk Medical Conditions is available on International Comprehensive, Annual Multi Trip, and Australian Travel Plan policies.
To view medical conditions which are automatically covered for free, and High-Risk Medical conditions use the link below:
Although some conditions are automatically covered for free, if your condition is under investigation we suggest getting confirmation with QBE or calling Travel Insurance Saver to double check that your condition will not impact on your medical coverage in the event unforeseen circumstances occur as a direct result of your condition.
If your Pre-Existing Medical condition falls under the category of a High-Risk Medical Condition listed on our EMC page then you must disclose this condition and the details of your condition to QBE in order to ensure that you are covered in the event you are hospitalised or your trip is affected due to repercussions of your condition whilst travelling.
If your High-Risk Medical condition is not disclosed then you will not be eligible for coverage related to your condition.
Medical conditions are of up-most importance when it comes to the duty of disclosure. If you are uncertain of whether you should disclose your condition or not, follow the link provided above to our EMC page or call us.
Cover yourself at every avenue when you are taking out a travel insurance policy, read your coverage benefits in conjunction with the Product Disclosure Statement associated with your policy.
Please note that all travellers 80 years of age or over are required to apply for Existing Medical Condition coverage, regardless of their health.
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If you have any questions please fill in the form below and one of our friendly team members will get in touch soon