Travel Insurance Saver
Single Trip Annual Multi Trip
    16
    June
    2024
    17
    June
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance for One Way Trip

    If you are planning on travelling overseas from Australia, but are uncertain of your return date, you may take out a travel insurance policy and set the return date as the date you wish to be covered up to. 
    • If you don’t require travel insurance once you have arrived at your desired destination the return date is the expiry date. 
    • If you decide to continue travelling past your return/expire date, please extend your policy before it expires, based on AEST. You can extend online or by contacting Travel Insurance Saver via phone or email. You can extend your policy up to total of 12 months from the departure date. 
    One way travel insurance Header

    Extras

    Looking for One Way Travel Insurance?

    We don’t offer a specific one-way travel insurance product, however based on our trip definition travel insurance for one way travel may be available. 

    Trip Definition – “The trip must start or end at your home in Australia^.”
      
      travel insurance one way

    Already overseas and need travel insurance

    If you are already overseas, you may be able to purchase travel insurance. Please note a 72-hour waiting period applies from the time the Certificate of Insurance is issued before cover begins. For more information on the waiting period, read the PDS. You must end your trip at your home in Australia for the policy to be valid.^. 
     

    Travel Insurance for One Way Travel – Already Overseas

    Travel Insurance Saver displays up to three single trip international travel insurance plans which may cover a traveller who is already overseas.

    Please enter your trip details, the departure date being the date you want your policy to be active while already overseas (subject to 72-hour waiting period^), and the return date being the date you return to your home in Australia. 
     
    ^ Cover is subject to the policy terms, conditions and limitations set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS).

    Travel insurance overseas and need one way travel insurance?

    One Way Travel Insurance may be available on the Comprehensive, Essentials and Bare Essentials travel insurance plans, depending on your trip and age. Trip must start or end at your home in Australia.

    One way and already overseas travel insurance is not available on the Annual Multi Trip Plan as the trip must start and end at your home in Australia for this policy. 
    One way travel insurance  

    Important: Ensure that you extend your policy if you are needing to continue coverage. You may extend a single trip policy up to 365 days from your departure date. Find out more about Australians already overseas and wanting travel insurance.  
     
    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy. 

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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