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Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Overseas Motorcycle Travel Insurance

    Motorcycle Travel Insurance
     

    Motorcycle Travel Insurance

    Wanting to motorcycle overseas and looking for a travel insurance policy to suit your needs?

    You must have a licence that is valid in the country of travel and in your country of residence.

    If you are an Australian travelling overseas and are looking to ride a motorcycle you must have a valid motorcycle license in Australia and also hold the appropriate license to ride a motorcycle at your destination. Different countries often have unique and varied requirements to ride motorcycles and other two wheeled vehicles, please ensure to check what licenses are required before riding motorcycles overseas. 

    Extras

    Travel insurance for overseas motorcycle adventures

    General exclusions

    The following are general exclusions under the travel insurance policies. This means that no cover is provided if the traveller

    Rides a motorcycle, moped or motor scooter, either as the person in control or as a pillion passenger 

    • With an engine capacity greater than 250cc, or
    • when not wearing a helmet, or 
    • where the person in control does not have a full motorcycle licence that is valid both in the country of travel and their country of residence.
    If you are unsure, please contact Travel Insurance Saver
    03 9427 9224 or send us an email from the below form.
      

    Rental Vehicle Insurance Excess

    No cover applies to motorcycles or quad bikes for Rental Vehicle Insurance Excess
    Rental Vehicle Insurance Excess only applies to 4-wheeled vehicle with a gross vehicle mass less than 4.5 tonnes such as cars & campervans that you:
    • hire from a registered rental vehicle company; and
    • have a rental vehicle agreement in writing. 
    • must have comprehensive motor vehicle insurance for the period of hire
    Please note: Quad bikes is a general exclusion for all policies under section 13(k) of the General exclusions in the PDS. 

    Motorcycle travel insurance

    Travel Insurance for Overland Motorcycling

    • The Bare Essentials, Essentials, Annual Multi Trip and Comprehensive policies can cover you up to 250cc 
      • Policy holder must always be wearing a helmet and have a valid licenses in their home country and country of travel.

    Taking a motorcycle tour overseas

    Some restrictions apply in certain countries regarding licensing. If you are riding a motorcycle in a tour with a valid tour operator, please contact them to organise a temporary license for riding a motorcycle. An example of a country with the restriction is Vietnam. The temporary license may only allow you to ride when you are with the group, always check this directly with the tour operator to make sure you are riding legally. 

    Quad Bikes are excluded from all policies

    All-terrain vehicle & quad bikes, either as the person in control or as a pillion passenger are excluded from all policies. 
     
    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy  

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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