Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    June
    2021
    25
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Budget Travel Insurance

    Extras

    Budget Travel Insurance

    Cheap Travel Insurance
    When you travel overseas you’ll want to make sure you are receiving an adequate amount of cover from your travel insurance provider for the right price. No matter what kind of traveller you are, a backpacker in your early 20’s or an older couple going on a cruise, we can all agree that we’d all like to save money where we can.

    There’s more travel insurance available than ever before on the internet, this means product diversity, and sometimes, confusion. It can be like going to a restaurant where there’s too much on the menu; you get overwhelmed and pick something at random, and then it’s no good. It’s recommended you compare travel insurance quotes as much as possible for your trip, but don’t go overboard, too many people use money as the main factor and are left with a policy that doesn't suit their travel needs. There are a number of important things you should look for if you’re going to be selecting a travel insurance policy. 
    1. They have a 24/7 phone service in Australia or overseas?
    2. Their Product Disclosure Statement is readily available and you understand the limits and general exclusions?
    3. Is there contact number easy to find?
    4. Is the travel insruance quote competitive priced? 
    5. Does the policy cover you for what you need? 
    Budget travel insurance
    If you ever run into trouble in the internet planning process you’re going to want to call an office number where you can speak to a human being. Often times this clears up any confusion and clarifies any uncertaintees.   
      
    It must be stressed that you should never forego travel insurance just because you don’t think you can afford it. Travel insurance should be affordable, and at the very least there’s always some kind of policy available for everyone – even if it’s just a Cancellation policy. 


      
    "if you can’t afford travel insurance, you can’t afford to travel"
     
    If you’re specifically looking to travel on a shoestring, then you’re the person who needs travel insurance the most. There are many different budget travel insurance policies available for the average traveller. The last thing you’ll want is to be stuck in a foreign country without a means to pay for your exorbitant medical bills, or if you’ve lost your luggage and you need it replaced, If this occurs you will want to contact a 24/7 emergency number, process a claim and get items paid for or replaced as you may not have the funds yourself to cover the costs. A budget trip without insurance may quickly turn into a financial vortex. 

    The fact is, by adequately reviewing the PDS and benefits you can find an affordable & quality travel insurance policy within your budget. Let’s take a look at how. 

    Backpacking Travel Insurance 2017

    Online budget travel insuance

    Buying travel insurance online offers a competitive edge in the market. Online avoids the hassle of physical shop front visits & the associated high-pressure selling techniques of a travel agent. Your online purchase will give you the cover you want without the hassle. With multiple customised packages catering to a wide range of audience, with a little research you can buy yourself quality travel insurance cover on a low budget. 
      

    Annual policies

    If you are a frequent traveller or take multiple trips in a year alone or with your family, an Annual Multi Trip plan might be the answer to your needs. You can purchase a worldwide Annual Multi Trip policy online to include or exclude USA and Nepal.

    A budget shouldn’t be a constraint when you are buying travel insurance, in fact, budgeting can be a means of tightening your travel plans, making them more efficient. With too much freedom comes too many choices, and too many choices can lead to a flailing of the senses. When we’re budgeting we narrow our view and see only what’s necessary, and that’s when we make our best decisions.  

    To view a number of Travel Insurance Saver policies, click on our home page menu bar and enter the details of your trip. From here you’ll be greeted with a number of relevant policies and their quoted prices, benefits and PDS. 

    If you have any trouble, please contact our friendly office staff, they’ll be more than happy to help you with any questions.

    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.
    Single Trip Annual Multi Trip
      24
      June
      2021
      25
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions