Annual Multi Trip or Annual Travel Insurance

Annual Travel Insurance vs Annual Multi Trip travel insurance

So, what is the difference between a yearly travel insurance policy and an Annual Multi Trip plan? An Annual Travel Insurance policy is for a trip overseas for 365 days and is classified as a single trip policy while the Annual Multi Trip Worldwide is for frequent travellers going back and forth from Australia and provides unlimited trips up to 45 days per trip over 12 months.

Annual Travel Insurance - 365 days

Today, people are travelling overseas more and more for various reasons. Globalisation has brought the world much closer together, people are multi-lingual, and English is more commonly spoken. The dollar performs well in the global market as well, so for all of these reasons, we’re seeing people take off overseas a lot more frequently. Frequent travelling and working holidays have also changed the way health systems work in foreign countries, and the perception of working travellers by foreign governments. It’s much more common now that travel insurance is a requirement for inbound travellers, particularly to first-world countries.

People not being able to pay their hospital bills leave administrations in awkward positions and it is starting to change the legal requirements for inbound travellers entering countries on extended visas.

If you are travelling for a full year, you will need to look at a single trip policy. These policies are advisable for people who are travelling for the entire year such as a Gap year or working overseas.

All travel plans can be extended up to 12 months, depending on age.

Feel free to contact us to find out more about long term travel insurance.

These yearly policies are great if you’re going to be travelling to Europe for a working holiday or a gap year. A lot of countries, like Germany, Italy and Canada are making it a requirement that inbound travellers have some form of comprehensive travel insurance for the duration of their stay.

Reasons why you should have Annual travel insurance

Here are some basic reasons as to why a traveller would need a yearly insurance plan:

Student exchange of gap year
Working overseas for 12 months
Around world trip of a lifetime
You have a medical emergency and need health care in a foreign country
One has a severe accident and needs evacuation or repatriation
If you are travelling for a year you are bound to need to see a doctor at some stage. Having an Annual insurance policy can save you a lot of money, particularly if you seriously injury yourself.

Annual Multi Trip - Frequent Traveller

If you’re someone who travels frequently throughout the year, whether it be for business or you’ve decided you want to take a number of holidays, you’ll want to have a look at the Annual Multi-Trip Plan. The Annual-Multi Trip Plan is effective for the full year and enables you to take as many trips as you want throughout the year for up to 45 days per trip, provided you return to your home in Australia between trips. You’ll save a lot of money taking out this plan rather than purchasing individual insurance policies for each trip, in fact, this plan can still save you money even if you only want to travel twice in the year!

Save time and money by taking out an Annual Multi Trip Plan that will work all year. Unlimited trips with up to 45 days per trip. This policy won't cover holidays over 45 days duration.

Business people who love travelling will benefit a lot from Annual Multi-Trip Travel Insurance. The frequency of your trips is the first thing that you have to consider before you arrange for a Travel Insurance policy.

Our Annual Multi-Trip Plan will provide you with up to 45 days cover per trip for as many international & domestic holidays within 12 months. It is a great value policy that might be more affordable than a 45-day single trip policy. Use the quoting panel to compare.

The beauty of the Annual Multi-Trip plan is that it also allows for domestic trips, provided the trip is more than 200km from your home. If you fall into trouble on the way to your destination, you’ll still be covered.

What makes an Annual Multi Trip Plan stand out?

Frequent travellers like the convenience and economic efficiency that this coverage plan offers, which provides comprehensive cover for multiple trips during a 12-month period. Policy holders can travel without having to take our travel insurance each trip, they can just pack their bag and go. No need to notify us, in the event of a claim we will request you travel itiniery.

This policy is comprehensive and economical for all travellers. Its cost-efficient nature works for most frequent travellers. If you are comparing the Annual Multi Trip Plan, make sure you check cancellation cover.

Reasons why you should have Annual Multi Trip Travel Insurance

These are some of the reasons travellers need Annual Multi Trip Travel Insurance :

If you are taking multiple trips overseas and interstate in the coming year and you want to avoid the hassle of searching and purchasing for every single trip.
You have a medical emergency and need health care in a foreign country.
The weather has caused havoc, and you are unable to travel.
Loss of income due to injury from your trip overseas.

If you have any questions about any of the policies displayed on our website, please contact us.

Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

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