Annual Multi Trip Travel Insurance

Annual Travel Insurance vs Annual multi-trip travel insurance

So, what is the difference between a yearly travel insurance policy and an annual multi-trip policy? An Annual Travel Insurance is for a trip overseas for 365 days and is classified as a single trip policy while the Annual Multi Trip policy is for frequent travellers going back and forth from Australia and provides unlimited trips up to 60 days per trip over 12 months.

Annual Travel Insurance - 365 days

Today, people are travelling overseas more and more for various reasons. Globalisation has brought the world much closer together, people are multi-lingual, and English is more commonly spoken. The dollar performs well in the global market as well, so for all of these reasons, we’re seeing people take off overseas a lot more frequently. Frequent travelling and working holidays have also changed the way health systems work in foreign countries, and the perception of working travellers by foreign governments. It’s much more common now that travel insurance is a requirement for inbound travellers, particularly to first-world countries.

People not being able to pay their hospital bills leaves administrations in awkward positions and is starting to change the legal requirements for inbound travellers entering countries on extended visas.

If you are travelling for a full year, you will need to look at a single trip policy. These policies are advisable for people who are travelling for the entire year such as a Gap year or working overseas. You can also extend your policy for a further 365 days making your policy go for up to 2 years. Please refer to long term travel insurance for further information about 2-year policies.

Policies that can be extended for a further 12 months, hence 24 months in total.

• International Comprehensive

• Essentials

• Bare Essentials

Premium Plus, A, B, C travel plans can only be taken for a total of 12 months.

Feel free to contact us to find out more about long term travel insurance.

These yearly policies are great if you’re going to be travelling to Europe for a working holiday or a gap year. A lot of countries, like Germany, Italy and Canada are making it a requirement that inbound travellers have some form of comprehensive travel insurance for the duration of their stay. If you’re staying for longer there are policies that can be extended up to 24 months. If you’re staying longer still, you can request an extension of policy directly with Travel Insurance Saver to continue your cover while overseas. You must request with adequate time before your policy expires.

Reasons why you should have Annual travel insurance

Here are some basic reasons as to why a traveller would need a yearly insurance plan:

Student exchange of gap year
Working overseas for 12 to 24 months
Extend your trip abroad to see the world
Around world trip of a lifetime
You have a medical emergency and need health care in a foreign country
One has a severe accident and needs evacuation or repatriation
If you’re travelling for a year or more, your bound to need to see a doctor at some stage. Having an annual insurance policy can save you a lot of money, particularly in countries without good hospitals and health care systems.

Annual Multi Trip - Frequent Traveller

If you’re someone who travels frequently throughout the year, whether it be for business or you’ve decided you want to take a number of holidays, you’ll want to have a look at our annual multi-trip policy. The Annual-Multi Trip policy is effective for the full year and enables you to take as many trips as you want throughout the year for up to 60 days per trip, provided you return to Australia or your home country between trips. You’ll save a lot of money taking out this policy rather than purchasing individual insurance policies for each trip, in fact, this policy can still save you money even if you only want to travel twice in the year!

Save time and money by taking out an Annual Multi Trip policy that will work all year. Unlimited trips from Australia with up to 60 days per trip. This policy won't cover holidays over 60 days duration.

Business people who love travelling will benefit a lot from Annual Multi-Trip travel insurance. The frequency of your travels is the first thing that you have to consider before you arrange for a travel insurance policy.

Our Annual Multi-trip policy will provide you with up to 60 days cover per trip for as many international & domestic holidays within 12 months. It is a great value policy that might be cheaper than a 40 or 50-day single trip policy.

The beauty of the multi-trip policy is that it also allows for domestic trips, provided the trip is more than 200km from your home. If you fall into trouble on the way to your destination, you’ll still be covered.

What makes an Annual Multi Trip policy stand out?

Well, frequent travellers like the convenience and economic efficiency that this coverage plan offers, which provides comprehensive cover for multiple trips during a 12-month period.

This policy is comprehensive and economical for all travellers. Its cost-efficient nature works for most frequent travellers. If you are comparing Annual Multi Trip policies, make sure you check cancellation cover. We offer unlimited cover for the Annual Multi Trip policy.

Reasons why you should have Annual Multi-Trip travel insurance

These are some of the reasons travellers need Annual Multi Trip insurance policy:

If you are taking multiple trips overseas and interstate in the coming year and you want to avoid the hassle of searching and purchasing for every single trip.
You have a medical emergency and need health care in a foreign country
The weather has coursed havoc, and you are unable to travel
Loss of income due to injury from your trip overseas.

If you have any questions about any of our policies, please feel free to contact us.

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