Annual Multi Trip
Annual Multi-Trip travel insurance
Heading overseas more than once this year and need Annual Multi-Trip travel insurance cover?
Travel Insurance Saver offer an Annual Multi-Trip product which you can customise to suit your trip details, with options for up to 90 days of cover per trip within an annual period (45 days if traveller is 81 years or over). Get a quote for an Annual Multi-Trip travel insurance plan from Travel Insurance Saver now and read the PDS.
The Annual Multi-Trip travel insurance product available from Travel Insurance Saver offers coverage for multiple overseas and domestic trips over an annual period.
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How does Annual Multi-Trip travel insurance work?
The Annual Multi-Trip can be taken out 3 months before the annual period of cover commences. This means, you can be covered for cancellation of trip for 3 months before your Annual Multi-Trip travel cover period begins. The Annual Multi-Trip travel cover period is for 365-days.
You may select how long you would like your trip cover period to be and select periods of 31 days, 45 days, 62 days or 93 days within your annual travel cover period. If you are aged 81 years of age or over the Annual Multi-Trip trip cover period is limited to 45 days per trip.
Annual Multi-Trip Medical Only
Travel Insurance Saver offers Annual Multi-Trip with Medical Only. If you are concerned only about being covered for overseas medical costs, including medical evacuation and repatriation, you may select an Annual Multi-Trip with Medical Only. The Annual Multi-Trip with Medical Only includes 23-days of on-piste snow sports cover automatically included.
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Annual Multi-Trip Medical Only with Snow Sports on and off-piste
If you are travelling multiple times in a one year period and you require off-piste or backcountry snow sports cover, you may select and Annual Multi-Trip travel insurance product with Medical Only and select Snow Sports as an optional extra if you require more than the 23-days automatic snow sports cover which is already included in the Annual Multi-Trip product.
You may select to cover yourself for additional off-piste/backcountry snow sports cover on your Medical Only Annual Multi-Trip for an additional premium.
Comprehensive Annual Multi-Trip Travel Insurance Available Online
The Annual Multi-Trip product from Travel Insurance Saver can be tailored to include Comprehensive cover, this means you can get a Comprehensive level Annual Multi-Trip from us.
No matter what level of cover you select for the Annual Multi-Trip - Medical Only, Essentials or Comprehensive, 23-days of Snow Sports on-piste cover is automatically included.
Have questions about Annual Multi-Trip travel insurance?
Get a quote for Annual Multi-Trip travel insurance.
Annual Multi Trip - Frequent Traveller
- Trip Cancellation, Curtailment, and Lost Deposits: Reimburses non-refundable expenses if the trip is cancelled or cut short due to unforeseen events like illness, injury, jury duty, redundancy, or certain other specified reasons.
- Medical Expenses and Assistance: Covers emergency medical and dental expenses, additional travel costs due to medical necessity, and repatriation of remains (up to specified limits).
- Baggage and Personal Effects: Reimburses for lost, stolen, or damaged baggage and personal items.
- Travel Delay: May provide compensation for additional expenses due to significant delays in public transport.
- Other Benefits: Includes coverage for rental vehicle excess, personal liability, and loss of income (up to specified limits).
- Existing Medical Conditions: Generally excludes claims related to pre-existing medical conditions unless specifically covered by additional premium or falling under certain listed conditions.
- Epidemics and Pandemics: Excludes cancellations or curtailments due to epidemics, pandemics (including COVID-19), or the threat of such outbreaks.
- High-Risk Activities and Destinations: Excludes claims arising from certain high-risk activities (e.g., undeclared extreme sports) or travel to destinations with "do not travel" warnings.
- Other General Exclusions: Includes exclusions for war, terrorism, self-inflicted injuries, illegal activities, etc.
- Policy Period: The overall period of insurance is one year, as noted on the policy certificate.
- Snow Sports: Includes 23 days of snow sports cover (on-piste only) with no need to specify dates in advance.
- Domestic Trips: Covers trips wholly within Australia if they are at least 100km from the insured's residence.
Annual Multi-Trip Cruise Cover
- Emergency Medical Cover While Cruising: This covers necessary and reasonable costs resulting from bodily injury or illness while on a cruise. It includes emergency medical and hospital treatment, transportation, evacuation, and repatriation. Dental treatment is covered up to $500 for immediate pain relief. Additional travel and accommodation expenses to return home or stay elsewhere if the trip is interrupted due to medical reasons are covered, up to $100,000. In the event of death, repatriation of remains or a funeral is covered up to the cost of repatriation.
- Cruise Cabin Confinement: This may provide a benefit of $75 per 24-hour period if the insured is confined to the onboard hospital or their cabin for more than 24 hours due to illness or injury, up to the limit specified in the Schedule of Cover.
- Prepaid Shore Excursion Cancellation: This covers cancellation of prepaid shore excursions if the insured is confined to the hospital or their cabin due to illness or injury. The coverage limit is outlined in the Schedule of Cover.
- Missed Port: This may provide a benefit of $50 for each scheduled port missed due to the cruise not docking, up to the limit in the Schedule of Cover.
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.
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