Travel Insurance Saver
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Single Trip Annual Multi Trip
    12
    September
    2024
    13
    September
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    What is the best travel insurance for me?

    Best Travel Insurance

    How do you decide which is the most suitable policy for your trip? 

    Travel Insurance Saver is a Multi Award Winning Travel Insurance business, however you still need to make sure that our products are suitable for your travel needs. You can get a travel insurance quote to view benefits and PDS, to assist you in finding the best policy for your travel needs.

    These plans may be available from Travel Insurance Saver namely the Bare Essentials, Essentials, and Comprehensive plan, if you are travelling to an overseas destination or cruising in Australian Waters:

    The following summary lists some of the benefits that may be available for certain claimable events under the applicable travel insurance plan(s) depending on your trip details:
    Award winning and 100% Australian owned, Travel Insurance Saver is a trusted travel insurance business since 2008.

    From the quote panel, you’ll be able to enter in your trip details, from here you’ll be given a selection of quotes from which you can compare travel insurance from us the variety of quotes available from Travel Insurance Saver. Before you’ve decided on a travel insurance plan, it’s important that you are familiar with the schedule of benefits, as well as the limitations set out in the Product Disclosure Statement (PDS).

    Choosing the Best Travel Insurance for your travel needs

    You may wish to consider choosing the best travel insurance plan that is most suited for the type of trip that you are planning on taking – whether it be a holiday with family, a cruise or a business trip.

    Finding the best travel insurance plan for your trip?

    Different travel insurance plans offer varying benefits depending on the type of plan and trip that you are considering taking. When outlaying funds on prepaid travel arrangements, such as flights overseas or prepaid accommodation, you may need to adjust your cancellation and holiday deferment cost limit. Depending on your trip details, some plans displayed through the Travel Insurance Saver website allow for an adjustable Cancellation and Holiday Deferment cost limit.

    Considering a travel insurance plan that is best for your travel needs.

    Taking something valuable with you?  
     
    Best Travel Insurance
    Travel insurance may provide cover for a range of claimable events. Some travellers may want to take with them an item which exceeds the luggage item limit shown on their chosen plan. At Travel Insurance Saver the Essentials, Comprehensive and Annual Multi-Trip plans offer
    Specified Item Options.

    You may be able to cover items worth more than the luggage item limit shown by specifying the item(s) and paying an additional amount. Items separately insured under this Specified Item(s) option are covered up to the amount specified, even if this amount exceeds the item sub-limit set out in the schedule of benefits for your chosen plan.
    • Maximum individual Specified Item limit: $4,000
    • Maximum total for all Specified Items: $10,000
    If you want to specify an item for cover, you will need to enter your trip details into the ‘Get a Quote’ panel. Depending on the trip details entered into the quote panel, if you are presented with either the Essentials, Comprehensive, or Annual Multi Trip plans, there will be an option to specify an item for cover on the checkout page – Click Continue and scroll to the bottom of the page to view specified item limits.  

    After specifying an item for cover, you will be provided with the cost for covering the specified item, and your travel insurance policy premium will detail the increase in price.  

    Customers who have purchased a travel insurance plan can contact the 24/7 international assistance number in case of an emergency. Emergency contact details are listed on the Certificate of Insurance that will be emailed to you after purchasing online.
     
    ^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement.

    Looking for the best Annual Multi Trip policy?

    Planning several overseas and/or domestic trips in a 365-day period? The Annual Multi Trip plan offered by Travel Insurance Saver provides overseas and domestic cover for multiple trips of a maximum of 45 days duration within a 365-day period.

    Get a travel insurance quote online at Travel Insurance Saver for a travel insurance plan that is best for your travel needs.

    Available for Australian Residents*

    Residents of Australia means: An Australian citizen; permanent resident; holder of a skilled working visa (including 457 and Temporary Skill Shortage visa; but not a working holiday visa); student visa; holder of a partner/spouse visa which allows you to stay in Australia for at least 2 years; or New Zealand passport holder; all with unrestricted right of entry into Australia and access to long-term medical care in Australia.

    Is Travel Insurance Expensive?
    Travel insurance plans offered by Travel Insurance Saver may vary in price because of the different benefits available, and the limits and sub-limits which set out in the relevant current Product Disclosure Statement (PDS).

    Coronavirus Travel Costs
    The Comprehensive plan also includes a coronavirus travel benefit limit, which may provide cover for several coronavirus related events.  
    All of our international travel insurance plans such as the Bare Essentials, Essentials, and Comprehensive – may include cover for overseas medical expenses (including Coronavirus), provided you do not have an existing medical condition*.

    *If you have an existing medical condition other than those automatically covered, please complete a medical screening assessment online, which must be completed before the Certificate of Insurance can be issued. Existing medical screenings are available under the Australian Travel, Comprehensive and the Annual Multi Trip plans.

    You can view travel insurance quotes via our website at travelinsurancesaver.com.au by using the online quoting panel. Select the destinations you plan to travel to, and enter your departure/ return date, the traveller(s) ages into the quoting panel to display the travel insurance plans available for your trip and the schedule of benefits for the available plan(s), and read the Product Disclosure Statement.

    Compare travel insurance from TIS online before selecting a travel insurance plan that best fits your trip needs.

    Once you’ve entered your trip details – your current age, the destinations you plan to travel to, and your travel dates, as well as any optional extras you may require, such as Snow sports cover (optional cover) or Coronavirus travel costs (available on Comprehensive, Annual Multi Trip, and Australia travel insurance plan for destination selected as ‘Australia’), then click the Get a Quote button to view quotes, benefits, and the Product Disclosure Statement.

    Our website is useful to compare travel insurance quotes available on travelinsurancesaver.com.au website which may best suit your travel insurance requirements.

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.


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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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