Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    April
    2024
    15
    April
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    What is the best travel insurance for me?

    Best Travel Insurance

    Not a question of best, but of suitability


    How do you decide which is the most suitable policy for your trip? 

     
    When looking for a travel insurance policy online, one must  question what may be a suitable travel plan to match your trip requirements.

    There are some benefits, which you may find listed under the schedule of benefits of the Bare Essentials, Essentials, and Comprehensive plan, if you are travelling to an overseas destination or in ‘Australian Waters’:

    The following summary lists some of the benefits that may be available for certain claimable events under the applicable travel plan(s) depending on your trip details: 
    • Cancellation or holiday deferment costs
    • Overseas medical expenses
    • Medical evacuation and repatriation
    • Luggage and personal effects
    • Personal liability
    Award winning and 100% Australian owned, Travel Insurance Saver is a trusted travel insurance business. 

    From the quote panel, you’ll be able to type in your trip details, from there you’ll be given a selection of quotes from which you can compare our quotes side by side, depending on your trip details. Before you’ve decided on a travel plan, it’s important that you’re familiar with the schedule of benefits, as well as the limitations set out in the Product Disclosure Statement (PDS).  
     
    Choose a travel insurance policy that is most suited for the type of holiday you are planning on taking – whether it be a holiday with family, or a cruise.

    Extras

    Finding a suitable travel insurance policy for your trip?

    Different travel insurance policies offer varying benefits depending on the type of plan taken out. When outlaying funds on prepaid travel arrangements, such as flights overseas or prepaid accommodation, you may need to adjust your cancellation and holiday deferment cost limit. Depending on your trip details, some plans displayed through the Travel Insurance Saver website allow for an adjustable Cancellation and Holiday Deferment cost limit.


    Considering a travel insurance policy and if it is suited for your travel needs. 

    Taking something valuable with you?  
     
    Travel insurance may provide cover for a range of claimable events. Some travellers may want to take with them an item which exceeds the luggage item limit shown on their chosen plan. Under the Essentials, Comprehensive and Annual Multi-Trip plans there is a Specified Item Option available. 
    You may be able to cover items worth more than the luggage item limit shown for your plan by specifying the item(s) and paying an additional amount. Items separately insured under this Specified Item(s) option are covered up to the amount specified, even if this amount exceeds the item sub-limit set out in the schedule of benefits for your chosen plan. 
    • Maximum individual Specified Item limit: $4,000
    • Maximum total for all Specified Items: $10,000
    Best Travel Insurance
    If you want to specify an item for cover, you will need to enter your trip details into the ‘Get a Quote’ panel. Depending on the trip details entered into the quote panel, if you are presented with either the Essentials, Comprehensive, or Annual Multi Trip plans, there will be an option to specify an item for cover. After specifying an item for cover, you will be provided with the cost for covering the specified item, and your travel insurance policy premium will detail the increase in price.  
    Customers who have purchased a nib Travel plan can contact the 24/7 emergency assistance number in case of an emergency. Emergency contact details are listed on the Certificate of Insurance that will be emailed to you after purchasing online.
     
    ^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement.

    Need to contact someone? 

    Customers who have purchased a nib Travel plan can contact the 24/7 emergency assistance number in case of an emergency. Emergency contact details are listed on the Certificate of Insurance that will be emailed to you after purchasing online.

    Annual Multi Trip
     
    Planning several overseas and/or domestic trips in a 365-day period? The Annual Multi Trip plan provides overseas and domestic cover for multiple trips of a maximum of 45 days duration within a 365-day period. 

    Searching online for a suitable travel insurance policy may depend on your overseas trip details.  

    Available for Australian Residents* 

    Residents of Australia means: An Australian citizen; permanent resident; holder of a skilled working visa (including 457 and Temporary Skill Shortage visa; but not a working holiday visa); student visa; holder of a partner/spouse visa which allows you to stay in Australia for at least 2 years; or New Zealand passport holder; all with unrestricted right of entry into Australia and access to long-term medical care in Australia.

    Best Travel Insurance

    Is Travel Insurance Expensive?

    Travel insurance plans may vary in price because of the different benefits available, and the limits and sub-limits are set out in the relevant current Product Disclosure Statement (PDS). 

    Coronavirus Travel Costs 

    The Comprehensive plan also includes a coronavirus travel costs benefit limit, which may provide cover for several coronavirus related events.  

    All the travel international plans such as the Bare Essentials, Essentials, and Comprehensive – may include cover for overseas medical expenses (including Coronavirus), provided you do not have an existing medical condition*.
    *If you have an existing medical condition other than those automatically covered, please complete a medical screening assessment online, which must be completed before the Certificate of Insurance can be issued. Existing medical screenings are available under the Australian Travel, Comprehensive and the Annual Multi Trip plans.

    You can view travel insurance quotes via our website by using the online quoting panel displayed on most pages. Select the destinations you plan to travel to, and type in your departure/ return date, the traveller(s) ages into the quoting panel to display the travel plans available for your trip details, the schedule of benefits for the available plan(s), and read the Product Disclosure Statement

    Compare travel insurance online before selecting a travel plan that fits your trip details. Once you’ve entered your trip details – your current age, the destinations you plan to travel to, and your travel dates, as well as any optional extras you may require, such as Snow sports cover (optional cover) or Coronavirus travel costs (available on Comprehensive, Annual Multi Trip, and Australia Travel Plan for destination selected as ‘Australia’), then click the Get a Quote button to view quotes, benefits, and the Product Disclosure Statement.

    Our website is an easy-to-use platform, useful for comparing travel insurance quotes which may suit your trip details. 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy. 

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.