Travel Insurance when Backpacking
Backpacker Travel Insurance: Your Essential Guide for International Adventures
Planning an epic backpacking trip?
Whether you're off on a gap year, working holiday, or simply exploring the world, Travel Insurance Saver offers a range of travel insurance products tailored to the needs of backpackers.
Why Backpacker Travel Insurance is Essential
Backpacking often involves unique risks and challenges that standard travel insurance may not cover. Backpacker travel insurance is designed to protect you during extended trips, with coverage for:
- Medical emergencies: If you get sick or injured while overseas, our policies can cover the costs of medical treatment, hospitalisation, and emergency evacuation.
- Trip cancellations: If you need to cancel your trip due to unforeseen circumstances, our policies may reimburse you for non-refundable expenses.
- Lost or stolen luggage: Our policies can cover the cost of replacing your lost or stolen luggage and personal belongings.
- Travel delays: If your flight is delayed or cancelled, our policies can cover the costs of additional accommodation and meals.
- Adventure activities: Our policies can cover a range of adventure activities, such as hiking, scuba diving, and skiing.
Choosing the Right Policy
When selecting backpacker travel insurance, consider factors such as your destination, trip duration, planned activities, and any pre-existing medical conditions. You may compare different policies online or contact our team to discuss your specific needs.
FAQ for Backpacker Travel Insurance:
Q: Is there an age limit for backpacker travel insurance?
A: The maximum age for backpacker travel insurance with Travel Insurance Saver is 90 years old.
Q: Are pre-existing medical conditions covered?
A: Some pre-existing medical conditions may be automatically covered. You may contact us to discuss your specific condition.
Q: Can I extend my policy while I'm already overseas?
A: Yes, you may be able to extend your policy while overseas, you must extend your policy before your policy expires. Subject to certain conditions.
Q: How do I make a claim?
A: You can make a claim online or by contacting our claims team.
Q: What is the maximum trip duration covered by a single trip policy?
A: 365 days.
Q: What is the maximum trip duration covered by an Annual Multi-Trip policy?
A: 31, 45, 62 or 93 days are available for travellers under 81 years of age. While, 31 and 45 days are available for travellers 81 to 90 years of age.
Q: What is not covered by backpacker travel insurance?
A: Backpacker travel insurance does not cover everything. Some common exclusions may include:
- Pre-existing medical conditions (unless you have declared them and paid an additional premium)
- High-risk activities (such as skydiving or bungee jumping)
- Travel to destinations with "Do Not Travel" warnings
- Losses caused by your own negligence
Additional Information regarding Backpacker travel insurance:
- Always read the Product Disclosure Statement (PDS) carefully before purchasing a policy.
- The information provided here is a general overview and does not take into account your personal circumstances.
- Contact us with any questions or to discuss your specific travel insurance needs.
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.
