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Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Insurance Cancellation Cover

    Travel Insurance Saver (TIS) understands that sometimes unavoidable events occur which may prevent you from being able to partake in your travels, continue travelling while abroad or inside Australia, or need to postpone your trip entirely. 

    All international policies include some level of cancellation cover and may include cover for thinks like flights, accommodation, tours, cruises and any other prepaid purchases that you have made – like tickets for sporting events. Some policies also allow you to select the amount of cancellation cover that you require. Get a travel insurance quote online today to compare and save on cancellation travel insurance.

    Cancellation travel insurance

    Extras

    Some of the cancellation cover^ benefits offered are:  

    • Covers your pre-paid purchases for your trip, such as; 
      • Flights, Accommodation, Car Hire, Cruises, Tours.
    • Your cancellation cover starts from the day you purchase your policy. 
    • The earlier you purchase your policy, the earlier your cancellation cover is active.
    • Having to cancel your trip to due to sudden illness or injury to yourself or a relative (any age) with no previous existing medical condition
      • a close relative or business partner who is a resident in Australia or New Zealand.
    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Cancellation travel insurance

    What’s covered?

    Cover is offered for cancellation if you are unable to begin your trip because of but not limited to:

    • The death, injury or illness of a travelling member of your party.
    • Relative that resides in Australian or New Zealand fall suddenly ill or pass away that is not related to an existing medical condition
    • The financial default of airlines, hotels and resort operators. 

    There are many more cancellation situations which may be covered by your travel insurance policy. These events can be viewed in the Product Disclosure Statement. Please get a quote to view rates.    

      

    General Exclusions & Helpful Hints

    Terrorism

    No cover applies to any act of terrorism. Medical and medical evacuation is included in the case of terrorism.

    This exclusion does not apply to “Cancellation and additional expenses” event 2 for hijacking in “What are the events that will be covered under this section”; “Overseas medical expenses”; “Emergency accommodation due to terrorism”; “Luggage and personal effects”; “Medical evacuation and repatriation” for the cost of repatriation to or within Australia, if the carrier requires you to be brought back with a medical escort.

    For further information, please refer to the Product Disclosure Statement to review the General Exclusions. PDS can be found after getting a quote from this page and clicking on 'PDS' under the quoted price. Alternatively, please contact our helpful staff members, and we can assist with any further questions.

    Travel Insurance Saver Awards 

     

    Tips

    Sometimes extreme circumstances get in the way, and we’re forced to end our trip before it begun, cut short, or postpone. 
    Before credit cards people used to be able to cancel their reservations without too much hassle, those days are long in the past now. You usually can’t get away without paying some sort of fee if you decide to cancel your hotel reservation on the day of check-in. If you should need to, here are some ways to get around paying the full fee. 
    • Hilton and Marriott have introduced policies where guests must cancel a full day in advance. 
    • Some resorts have made even stricter policies which require guests to cancel up to a full week in advance
    • Avoid dodgy providers that have harsh cancellation rules and/or bad reviews when past customers have tried to cancel. 
    Of course, if you are insured and anything goes wrong, you may be covered up to the cancellation benefit limit chosen on your policy. Any questions about cancellation insurance? Please feel free to contact us. 
    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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      Insurance Saver Pty Ltd ABN: 18 624 919 366