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Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Insurance for Cruising

    Travel insurance for cruising is automatically included on all international policies.


    If you are planning an Australian cruise, please select 'Australian Waters' only as your destination to display products that include cruise cover. 

    Cruise Travel Insurance
    Having professional and experienced emergency assistance may be vital if you suffer a severe injury or illness while abroad or out at sea. 

    Extras

    Getting the right cruise travel insurance to fit your travel needs is essential. Such travel insurance benefits that are worth considering are;   

    • Overseas onboard medical cover ^
    • Medical evacuation
    • Emergency travel arrangements and accommodation expenses
    • Cancellation and holiday deferment costs
    • Accompanying children are covered for free, condition apply
    • 24/7 Emergency Assistance
    ^ This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy
    Please get a quote to view prices and benefits and the limits that apply.   
     

    Cruise Travel Insurance

    Tourism Australia states that over 10.5 million Australians went overseas for their holidays in 2019. 

    The most popular international destinations are; New Zealand, followed by the USA and Canada, the United Kingdom,  Thailand and Indonesia, Singapore, China and ‘Other Asia’ (including India).
    The most popular reason for Australians to travel overseas on holiday was (54%), visiting friends and relatives (24%) and business (21%). 

    Over 1.34 million Australians chose to take a cruise holiday. A sharp rise and more and more Australians are choosing to take out travel insurance for cruising once they have paid their deposit. 

    Travel insurance for cruising can be included in package bookings, but travellers should make sure they book their cruise travel insurance with a trustworthy provider should it not be provided. Get a quote in seconds to view all cruise travel insurance policies are available.    

    Cruise Travel Insurance

    An estimated one-third of Australian residents travel overseas without travel insurance in the hope that nothing is going to happen to them. A simple infection, an unexpected accident, eating the wrong food – all this could lead to unexpected medical bills.  All of the international policies available offer cover for medical expenses overseas, up to an 'unlimited; amount, for up to 12 months after an illness first appears or an injury first occurs. 

    Imagine the cost of a medical evacuation back to Australia because the traveller did not take out travel insurance; these costs can be in the tens or hundreds of thousands of dollars. Taking out the right travel insurance might save you and your family from having to take out a mortgage on your house or seeking other sources of funds to cover those costs.

    A lot of cruise companies now require people to have some form of travel insurance before they board the ship. That’s because they know medical service on ships can be costly, especially if the person needs to be transported to the mainland. Don’t be caught out, make sure you insure yourself for your cruise today. 

    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy. 

    Useful Links
    Domestic travel insurance
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    Comprehensive travel insurance
    Backpacker travel insurance

     

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    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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