Cruise Travel Insurance

Cruise travel insurance is automatically included on all international policies.

If you are planning an Australian cruise, please select 'Australian Waters' only as your destination to display products that include cruise cover.

Cruise Travel Insurance

Having professional and experienced emergency assistance can be vital if you suffer a severe injury or illness while abroad. Many travel insurance providers outsource their emergency assistance, leaving customers to deal with staff from a third-party company in their time of need.

Getting the right cruise travel insurance to fit your travel needs is essential. With Travel Insurance Saver you and your family have protection with a company that offers excellent benefits for^

Overseas onboard medical cover
Medical evacuation
Emergency travel arrangements and accommodation expenses
Cancellation cover
Accompanying children are covered for free, condition apply
24/7 Emergency Assistance

^ This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions set out in the Product Disclosure Statement.

Please get a quote to view the schedule of benefits and the limits that apply.

Financial default of travel providers

What is covered?

If your accommodation, transport, or tour is cancelled due to the financial default of scheduled serviced airlines, hotels, resort operators, car and campervan hire companies, cruise lines, railway operators and theme park operators, insurer may pay you the lesser of:

the value of unused prepaid accommodation, transport or tour; or

the reasonable cost of additional expenses you incur in rearranging your accommodation, transport or tour; less refunds you’re entitled to.

The financial default must have happened after your Certificate of Insurance was issued

What is not covered?

1) nib will not pay more than the level of commission and/ or service fees normally earned by the agent, had the trip not been cancelled.

2) Any additional travel you undertake must be at the fare class that you originally chose.

3) nib will not pay for additional accommodation where you have claimed for cancelled accommodation expenses covering the same period of time or for additional transport costs in excess of the distance of the cancelled travel arrangements.

General Exclusion

The financial default of a travel agent, scheduled serviced airlines, hotel and resort operators, car and campervan hire companies, cruise lines, railway operators and theme park operators to the extent that your loss is covered by a scheme or fund (not a contract of insurance), or would be covered but for this insurance. The financial default of any person, company or organisation involved in your travel arrangements and that financial default occurred prior to the issue of the Certificate of Insurance.

Tourism Australia states that over 10.5 million Australians went overseas for their holidays in 2019.

The most popular international destinations are; New Zealand, followed by the USA and Canada, the United Kingdom, Thailand and Indonesia, Singapore, China and ‘Other Asia’ (including India).

The most popular reason for Australians to travel overseas on holiday was (54%), visiting friends and relatives (24%) and business (21%).

Over 1.34 million Australians chose to take a cruise holiday. A sharp rise and more and more Australians are choosing to take out cruise travel insurance when paying their deposit.

Cruise travel insurance can be included in package bookings, but travellers should make sure they book their cruise travel insurance with a trustworthy provider should it not be provided. Get a quote in seconds to view all cruise travel insurance policies are available.

Cruise Travel Insurance

An estimated one-third of Australian residents travel overseas without travel insurance in the hope that nothing is going to happen to them. A simple infection, an unexpected accident, eating the wrong food – all this could lead to unexpected medical bills. All of the international policies available offer cover for medical expenses overseas, up to an 'unlimited; amount, for up to 12 months after an illness first appears or an injury first occurs.

Imagine the cost of a medical evacuation back to Australia because the traveller did not take out travel insurance; these costs can be in the tens or hundreds of thousands of dollars. Taking out the right travel insurance might save you and your family from having to take out a mortgage on your house or seeking other sources of funds to cover those costs.

A lot of cruise companies now require people to have some form of travel insurance before they board the ship. That’s because they know medical service on ships can be costly, especially if the person needs to be transported to the mainland. Don’t be caught out, make sure you insure yourself for your cruise today.

This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

Insurance Saver Pty Ltd, ABN 18624 919 366, AR 1263726 (Travel Insurance Saver), is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL No 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

Useful Links
Domestic travel insurance
Budget travel insurance
Comprehensive travel insurance
Backpacker travel insurance

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Cruise Travel Insurance