Family Travel InsuranceHolidaying with the family and you need some travel insurance? Planning a vacation for the family over the school holidays can be very stressful and time-consuming. Let us relieve some of that stress and keep you on schedule by organising your family travel insurance coverage for you and your family today.
Here is an example of some of the coverage provided by nib travel insurance policies which may suit your family's needs while travelling on holiday:
Travel insurance plans can offer cover^ for:
- Dependent children under 25 years of age, and working less than 30 hours per week are covered for free.
- Children must be travelling 100% of the trip with 1 or more parents/guardians to be covered for free.
- Medical evacuation
- Unlimited Medical is available on all international policies
- 24/7 Australian based emergency assistance team
^ This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.A close relative as defined in the Product Disclosure Statement is a relative of yours or of a member of your travelling party, who is resident in Australia or New Zealand. It means a spouse, de facto partner, parent, parent-in-law, daughter, son, daughter-in-law, son-in-law, brother, sister, brother-in-law, sister-in-law, niece, nephew, grandchildren, grandparent, stepparent, stepchildren, fiance or fiancee, or legal guardian.
A child is your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
- under 25 years of age, and
- working less than 30 hours per week.
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Family Travel Insurance
Additional benefits are available that may be suitable for your holiday; these benefits include the Snow Sports Option, cruise cover, multi-trip cover, the Specified Medical Conditions Option, Specified Items Cover, Additional Rental Vehicle Insurance Excess Option and a variable excess. Some of these may be automatically included in your cover while others you will need to pay an additional premium at the time you purchase your policy for cover to be provided.
Travelling with your family can be one of the most enjoyable experiences in life. You get to take in the sites of the world and share that with the people who are closest to you. It’s a time of bonding and discovery and is something every family should embark on at least once. When travelling with our families travel insurance is important particularly if one member was to become sick or injured on the trip – not having travel insurance could put undue financial pressure on the parents. Uninsured hospital bills overseas can range in the tens of thousands, even for a few days. Below is a list of tips for travelling while you are with your family:
Picking your family holiday destination
It might help in the planning process to all sit-down together and brainstorm on where you’d all like to go. Perhaps the parents could pick a few different places and then let the children decide from there, that way they’ll feel like they’ve had a choice in the process.
Take it slow
The less you plan on your itinerary, the better. Children tend to get tired more quickly, and with tiredness comes restlessness. You mightn’t want to take your kids to five galleries in a day, rather, if you just do one thing really thoroughly and well you can make a perfect day of it. By taking your time you’re likely to enjoy your trip a whole lot more. The slower you go, the less likely there is for anything to go wrong.
Have a set family itinerary
When you have everything set out and pre-planned before you head off on your big trip, you leave a lot less to chance – and there’s a lot less that can go wrong. When we know what we’re doing, it takes a lot of the pressure off of having to sort out what we’re going to do for the day, let alone the entire week! If we’re following an itinerary we can put our feet up a bit, and not have to think so much. Also, when we have a proper itinerary, we get an idea of how much money we will need to spend, and it makes it a lot easier to budget.
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Take a road trip with the Family
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