Family Travel InsuranceHolidaying with the family and you need some travel insurance? Planning a vacation for the family over the school holidays can be very stressful and time-consuming. Let us relieve some of that stress and keep you on schedule by organising your family travel insurance coverage for you and your family today.
Here is an example of some of the coverage provided by nib travel insurance policies which could ideally suit your family while travelling on holiday:
Travel insurance plans can offer cover^ for:
- Dependent children under 25 years of age, and working less than 30 hours per week are covered for free.
- Children must be travelling 100% of the trip with 1 or more parents/guardians to be covered for free.
- Medical evacuation is included on all international policies
- Unlimited Medical is available on all international policies
- 24/7 Australian bases emergency assistance
^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement.A relative is any relative of yours, or of a member of the travelling party, who is a resident in Australia or New Zealand. It means a spouse, de facto partner, parent, parent-in-law, daughter, son, daughter-in-law, son-in-law, brother, sister, brother-in-law, sister-in-law, grandchildren, grandparent, stepparent, stepchildren, fiancé or guardian.
A dependent is any child up until the age of 25 years.
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Family Travel Insurance
Additional benefits are available that may be suitable for your holiday; these benefits include snow cover, cruise cover, multi-trip cover, medical condition cover, increase of specified item limit, an increase in rental vehicle insurance excess and excess buyout. Many of which, like cruise cover, are already included in some travel insurance policies.
Travelling with your family can be one of the most enjoyable experiences in life. You get to take in the sites of the world and share that with the people who are closest to you. It’s a time of bonding and discovery and is something every family should embark on at least once. When travelling with our families we need to be insured, particularly if one member was to become sick or injured on the trip – it could put undue financial pressure on the parents. Uninsured hospital bills overseas can range in the tens of thousands, even for a few days. Below is a list of tips for travelling while you are with your family:
Picking your family holiday destination
It might help in the planning process to all sit-down together and brainstorm on where you’d all like to go. Perhaps the parents could pick a few different places and then let the children decide from there, that way they’ll feel like they’ve had a choice in the process.
Take it slow
The less you plan on your itinerary, the better. Children tend to get tired more quickly, and with tiredness comes restlessness. You mightn’t want to take your kids to five galleries in a day, rather, if you just do one thing really thoroughly and well you can make a perfect day of it. By taking your time you’re likely to enjoy your trip a whole lot more. The slower you go, the less likely there is for anything to go wrong.
Have a set family itinerary
When you have everything set out and pre-planned before you head off on your big trip, you leave a lot less to chance – and there’s a lot less that can go wrong. When we know what we’re doing, it takes a lot of the pressure off of having to sort out what we’re going to do for the day, let alone the entire week! If we’re following an itinerary we can put our feet up a bit, and not have to think so much. Also, when we have a proper itinerary, we get an idea of how much money we will need to spend, and it makes it a lot easier to budget.
Choose the right family accommodation
Take a road trip with the Family
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