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Single Trip Annual Multi Trip
    22
    January
    2022
    23
    January
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Domestic Travel Insurance

    Extras

    Australian Travel Insurance - What You Need to Know

    As Australian's, we get to enjoy numerous unique aspects in our backyard. Being an Australian and travelling through Australia is on a lot of people's wish list. You can anticipate the animals to assemble on the roads, abrupt changes in climate from hot to cold and vice versa, enticing beaches that veil poisonous creatures!

    In order to have peace of mind when travelling around Australia, you will need to have domestic travel insurance. Domestic travel insurance is associated with the Australian Travel and Cancellation and Additional expenses products. Please enter Australia as the destination to view quotes available for people travelling around Australia. Please note: You need to travel at least 200km/h away from your home for your policy to become active.

    Domestic travel insurance is now available when driving your own car, however Rental Vehicle Insurance Excess doesn't apply. Make sure you have personal car insurance, as travel insurance is not applicable for your own car.  Domestic Travel Insurance

    Domestic Travel Insurance:

    There are numerous types of insurance, and as a traveller, you should pick one that suits your travel needs.

    Domestic Travel Insurance

    There are two types of domestic insurance: single policy insurance covers only one trip, which is perfect for individuals who are planning a single trip or for those who travel seldom. While the Annual Multi-Trip insurance policy covers an individual’s trips on several holidays within a year. 

    Benefits that may be available for domestic travel insurance 

    There are excellent reasons to buy domestic travel insurance. According to Tourism Australia, Australian residents take millions of domestic overnight trips within Australia.

    The most populated domestic trips are along the east coast of Australia, this includes New South Wales, Victoria and then Queensland.

    Domestic travel insurance plans can offer cover^ for:
    • Cancellation cover for your pre-paid tickets such as accommodation, flights and cruises
    • Lost, stolen or damaged luggage
    • Medical Evacuation & Personal Liability. 
    ^This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

    Many people still think that they don’t need to take out domestic travel insurance for vacations in Australia.

    However, imagine your luggage gets lost, or you cannot take your family holiday because one of your family members becomes suddenly ill or injured.

    Domestic Travel Insurance

    Hiring a Car - Australian Travel Insurance

    Our Australian Travel Plan policy offers Rental Vehicle Insurance Excess it may be worth considering taking out the Australian Travel Plan policy than purchasing the policy via the rental vehicle company. Please check benefit limits before deciding.   

    With so many fantastic activities to enjoy here in Australia, domestic travel insurance may enable you to have the time of your life on holiday and also may cover you for cancellation fees and may even vehicle insurance excess cover when renting a car.

    An affordable domestic travel insurance policy is worth considering.

    Domestic Travel InsuranceTravel Insurance Saver recommends following the advice of Smart Traveller, the official travel advice website of the Government of Australia: If you can’t afford domestic travel insurance, you can’t afford to travel!

    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Useful Links
    Annual travel insurance
    Backpackers travel insurance
    Domestic travel insurance
    Budget travel insurance
    Travel insurance Australia
    Travel insurance online
    Travel insurance quote
    Single Trip Annual Multi Trip
      22
      January
      2022
      23
      January
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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      Insurance Saver Pty Ltd ABN: 18 624 919 366