Domestic Travel Insurance

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Australian Travel Insurance- All You Need to Know

As Australian's, we get to enjoy numerous unique aspects in our backyard. Being an Australian and travelling through Australia is on most peoples wish list. You can anticipate the animals to assemble on the roads, abrupt changes in climate from hot to cold and vice versa, enticing beaches that veil poisonous creatures!

In order to have peace of mind when travelling around Australia, you will need to have Domestic travel insurance. Domestic travel insurance is for Australian and non-Australian residents and is available for people travelling around Australia. Please note: You need to travel at least 200km/h away from your home for your policy to become active.

Domestic travel insurance is now available when driving your own car, however Rental Vehicle Insurance Excess doesn't apply. Make sure you have car insurance, as travel insurance is applicable for your own car.  

Domestic Travel Insurance:

There are numerous types of insurance, and as a traveller, you should pick one that suits your travel needs.

There are often domestic trip plans, which do not work overseas, but within the country. If you think that the Australian climate and food is likely to affect your health or if you’re seeking domestic and affordable travel insurance covered, but you can anticipate this insurance to cover your luggage and cancellations. There are two types of domestic insurance: single policy insurance covers only one trip, which is perfect for individuals who are planning a single trip or for those who travel seldom. While the annual multi-trip insurance policy covers an individual’s trips on several holidays within a year. When planning to travel within domestic boundaries.

Benefits available for domestic travel insurance 

There are excellent reasons to buy domestic travel insurance. According to Tourism Australia, Australian residents take millions of domestic overnight trips within Australia.

The most populated domestic trips are along the east coast of Australia, this includes New South Wales, Victoria and then Queensland.

Domestic travel insurance plans can offer cover^ for:

• Cancellation cover for your pre-paid tickets such as accommodation, flights and cruises
• Lost, stolen or damaged luggage
• Medical Evacuation & Personal Liability. 

^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement.

Many people still think that they don’t need to take out domestic travel insurance for vacations in Australia.

However, imagine your luggage gets lost, or you cannot take your family holiday because one of your family members becomes suddenly ill or injured.

Hiring a Car with Domestic Travel Insurance

Our Australian Travel Plan policy is priced very well and depending on how long you are hiring a car, it might be cheaper to take out the Australian Travel Plan policy than purchasing the policy via the rental vehicle company. 

With so many fantastic activities to enjoy here in Australia, domestic travel insurance may enable you to have the time of your life on holiday and also may cover you for cancellation fees, and even vehicle insurance excess cover when renting a car.

Another reason to think about buying domestic travel insurance is the high excess often associated with domestic car rentals. It may be cheaper to get your rental insurance included in your travel insurance instead of paying directly with the rental company.

An affordable domestic travel insurance policy is worth investigating.

Travel Insurance Saver highly recommends following the advice of Smartraveller, the official travel advice website of the Government of Australia: If you can’t afford domestic travel insurance, you can’t afford to travel!

Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

Useful Links
Annual travel insurance
Backpackers travel insurance
Domestic travel insurance
QBE travel insurance
Budget travel insurance
Travel insurance Australia
Travel insurance online
Travel insurance quote