Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Overseas Travel Insurance

    Overseas Travel Insurance

    Why you should have overseas Travel Insurance when travelling abroad

      
    When you are travelling overseas, there are often many unknowns, what-ifs, and a myriad of variables that could hamper your trip, be it business or pleasure. 
    Overseas travel insurance
    Unfamiliar surroundings, new languages and cultures, and even having accidents or losing valuable luggage can be overbearing when you are away from home. Having overseas Travel Insurance while you travel is a sure way to mitigate your damages and avoid unnecessary worrying or hassles during the trip. 

    There are many types of overseas Travel Insurance packages, all of them are tailored to meet the needs of different travellers. There are more simple packages for the business person who’s only going away for the weekend, to more comprehensive packages, say for a journalist going on a month-long tour – there are multiple packages for different types of travellers.  

    While planning your trip it’s important that you don’t overlook Travel Insurance. Travel insurance can be the difference between you enjoying your overseas trip to the utmost, to having to come home early indebted to family and friends. It’s very straightforward to compare products side by side after you select ‘Get a Quote’, from there you can decide which policy will suit you the most. 
     
    Overseas Travel Insurance Quote

    Five solid reasons to get an overseas travel insurance


    1. Be prepared for the unexpected

    Because life is unpredictable, and travel plans can change without warning it is vital to have cancellation cover in case you need to cancel your trip. Or, have medical cover should you run into any unfortunate circumstances. 

    2. Get a comprehensive coverage and travel stress-free

    Good overseas travel insurance covers everything important including 24-hour emergency response, overseas medical emergencies, cancellations, luggage, and even accompanying minors. Travelling with peace of mind allows you to enjoy your trip that little bit extra. 

    3. You cannot depend on your current insurance coverage away from home

    If you are relying on traditional health policies, worker’s compensation coverage, or third-party and personal liability insurance, neither of these will go the distance when you need assistance. You should always have Travel Insurance when travelling overseas. 

    Overseas travel insurance

    4. Tough economic times can hit anyone at any time

    Did you have an injury that’s changed your travel plans? Perhaps you have to push forward your trip because a family member fell ill? No worries, with an overseas travel insurance policy, you can get cover for what you need most, this way you won’t be relying on anyone else for financial cover.

    5. It is an affordable coverage

    Whether you are travelling around the world or just making a quick return trip, insurance coverage is necessary for peace of mind and a successful trip. You would be surprised at how affordable the coverage is. The cost of Travel Insurance is small compared to the potential costs racked up without it. 

    Buying overseas Travel Insurance policy is very easy - you can get one within a few clicks right here on the website. The process is simple, the terms and rates are transparent, and you can make secure payments conveniently on this site. 

    When is your trip? Start the process now; it is never too early to get an overseas insurance policy. 
     
    Remember to register your travel details with Department of Foreign Affairs and Trade in the case of an emergency and always keep up to date with advice from Smart Traveller when travelling.
     
    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   
     
    Useful Links 
    Holiday insurance
    Backpacker travel insurance
    Compare travel insurance
    Discount travel insurance  
    Overseas travel insurance
    Annual travel insurance
    International travel insurance
    Best travel insurance
    Travel insurance online
    Travel insurance Australia
     

    Extras

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    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.