Looking for travel insurance that covers luggage?
Travel insurance with benefits for luggage and personal effects
Travelling abroad and need a travel insurance policy that provides benefits for luggage and personal effects in the case that a claimable event arises?
Depending on your trip details, there may be a travel insurance policy available for you online that provides benefits in the case of a claimable event, for luggage and personal effects. The Bare Essentials, the Essentials, Comprehensive, and Annual Multi Trip plan all outline varying levels of coverage for luggage and personal effects for overseas travel.
The following summary lists some of the benefits that may be available for certain claimable events under the applicable travel plan(s) depending on your trip details.
Accidental loss, theft of, or damage to, your luggage and personal effects including things you buy during the trip, while they are accompanying you during your trip^.
Loss of, or damage to, dentures or dental prostheses whilst not on your person during your trip.
The cost of medical consultation fees you incur to replace prescription medication, which is accidentally lost, stolen or damaged, together with the cost of the medication itself.
Theft of, or damage to, your luggage or personal effects while they are left concealed during daylight hours in a locked motor vehicle, motor home, or caravan. There must be proof of forced entry into the vehicle.
Theft of, or damage to, your luggage or personal effects while they are left in a locked storage facility. There must be proof of forced entry into the facility.
^ Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.