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International Travel Insurance
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International travel insurance
Get international travel insurance online for your upcoming overseas trip. International cover options including overseas medical - get a quote now!
Need travel insurance for an upcoming international trip? International travel insurance is available on the Travel Insurance Saver website. There are four types of international travel insurance product available from TIS: the three single trip products – the Medical Only, the Essentials, and the Comprehensive, and there is also the Annual Multi Trip product which may provide cover for multiple trips within an annual period.
Do I need international travel insurance?
If you have an upcoming international trip planned, you might consider looking into a travel insurance option from Travel Insurance Saver to cover you in the event of an unforeseen event. Whether you are injured or fall ill overseas and require emergency medical assistance or hospitalisation, or you want to cover yourself in the event of a trip cancellation in the lead up to going away, Travel Insurance Saver offers different cover options to suit your journey.
Summary of cover for international travel insurance may include;
1. Overseas emergency medical assistance and expenses cover
2. Medical evacuation and repatriation cover
3. Luggage and personal belongings cover
4. Replacement passport and travel documents (including credit cards and traveller’s cheques) cover
5. Rental vehicle insurance excess cover
6. Cancellation of trip cover
7. Travel delay cover
Please note that this is not an exhaustive list of all benefits and the availability of specific benefits may vary depending on the chosen policy.
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Annual Multi Trip International Travel Insurance
With an Annual Multi-Trip, you may take multiple trips overseas within a year, provided those trips don’t exceed a 90-day period (45-days if over 81 years of age). The Annual Multi-Trip is ideal for travellers with multiple international trips planned within a year period. The Annual Multi-Trip benefits can be tailored based on the three single trip products, so you may select a Medical Only Annual Multi-Trip, an Essentials Annual Multi-Trip, or a Comprehensive Annual Multi-Trip. The benefits that would normally be available for the single trip products apply to your Annual Multi-Trip, depending on the level of cover selected, optional extras, and your traveller trip details such as destination(s), age(s), and travel dates.
International travel insurance with snow sports cover
All of the travel insurance products available from Travel Insurance Saver allow for the selection of snow sports as an optional extra for an added cost. The cost of adding snow sports to your policy will depend upon the trip details such as the ages of travellers, destinations, and the duration in which the traveller(s) will be taking part in snow sports. Yes, that’s right, you may select snow sports as an optional extra for the period in which you will be taking part in snow sports activities such as skiing and snowboarding. This means that if you are not going to be taking part in snow sports for the entire trip duration but only for a limited time frame within your entire trip duration, you may select snow sports for that specified duration. Off-piste snow sports cover is also available for an added cost on top of the snow sports cover option if already selected.
Can I get international travel insurance for a cruise?
Yes, you may select cruise cover as an optional extra when getting a quote. There are certain benefits which apply specifically for cruising. If you are considering an international cruise and require travel insurance to cover your trip, Travel Insurance Saver offers international travel insurance products with cruise cover as an optional extra for an added cost. To know more about cruise cover for both international travel and for travel around Australia’s coastline in Australian Waters, read our cruise cover section.
Can I get international travel insurance if I am travelling for more than a year?
If you are travelling for an extended duration, that is, up to 365-days or more, there are three single trip international products available through the Travel Insurance Saver website. If you are travelling for more than 365-days, there may be an option to purchase a second consecutive policy overseas or before you depart. For further information please refer to travel insurance for the long-term travel.
Can I extend my international travel insurance policy?
Yes, you may extend your international travel insurance policy either before you have departed for your trip or once you are already overseas, provided there have been no changes to your health. The cost of extending your policy will depend on your trip details and whether or not you have selected any optional extras, such as cruise cover or snow sports cover. The single trip international travel insurance products from us, Medical Only, Essentials and Comprehensive, may be extended up to a maximum of 365 days per policy. If you want to travel for longer than one year overseas, you may choose an additional single trip travel insurance product to cover your second year of travel.
International travel insurance frequently asked questions:
International Travel Insurance FAQs
1. Am I covered for trip cancellation on my international trip?
Yes, trip cancellation is covered if your trip is cancelled due to unforeseen circumstances like a serious illness or injury, natural disaster, or other covered events listed in the policy.
2. Does the policy cover overseas medical expenses?
Yes, the policy may provide coverage for necessary and reasonable medical expenses incurred during your international trip, including emergency medical treatment, hospitalisation, and repatriation if needed.
3. Is there coverage for lost or stolen baggage and personal belongings?
Yes, the policy includes coverage for lost, stolen, or damaged baggage and personal effects up to the specified limits.
Yes, the policy includes coverage for lost, stolen, or damaged baggage and personal effects up to the specified limits.
4. Can I extend my international travel insurance policy while I'm already overseas?
Yes, you can usually extend your policy while overseas, provided you haven't made a claim and there are no changes to your health condition. Contact Chase Underwriting for details.
5. Does the policy include coverage for COVID-19 related events?
The policy may offer optional coverage for COVID-19 related trip cancellations. Covid-19 related cancellation cover is available as an optional extra. Cover for Covid-19 related medical may be covered under the overseas medical limit. Check the policy details or contact Chase Underwriting for more information.
6. Are there any activities or destinations not covered by the policy?
Yes, certain high-risk activities, destinations with "Do Not Travel" advisories, and pre-existing medical conditions may be excluded. Keep updated with Smart Traveller, and make sure you’ve read and fully understood the terms and conditions of the PDS.
7. How do I make a claim on my international travel insurance policy?
Contact Chase Underwriting's claims department as soon as possible after the covered event occurs. You'll need to provide relevant documentation, such as medical reports, receipts, and travel itineraries.
Get a Quote for International Travel Insurance today!
If you need an international travel insurance quote for your upcoming holiday or trip, Travel Insurance Saver provides a simple quote panel so you can compare international travel insurance products and choose a policy to suit your international trip. Get an international travel insurance quote today.
Get a quote for international travel insurance to view benefits and the Product Disclosure Statement.
Questions about International Travel Insurance - Contact Us
If you have any questions regarding international travel insurance, please contact us during business hours or you can email any questions any time.
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.
Get a quote to compare our international travel insurance.
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