Travel Insurance Saver
Single Trip Annual Multi Trip
    Traveller 1
    Traveller 2
    Child 1

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance to New Zealand

    Travel Insurance to New Zealand

    Travel Insurance for New Zealand

    Looking for New Zealand travel Insurance?
    Enter your travel details in the quote panel to view travel insurance to New Zealand.   

    Planning a trip to New Zealand and you’re hunting for travel insurance? Travel Insurance Saver offers a variety of policies that may suit your needs. 

    Some holidays will have people looking at things from the relative safety of the sidewalk; however, if you’re travelling to New Zealand, chances are you’ll be immersing yourself in the great outdoors. New Zealand is one of the most beautiful, and one of the most travelled to countries on earth. Famous as the filming location of The Lord of the Rings, New Zealand can often times feel as if it’s a landscape taken from a fantasy realm.  

    Travel Insurance for your trip to New Zealand

    If you are considering a trip to experience the stunning New Zealand landscape, look no further. The country offers a wide array of incredible sites that will entice travellers from around the globe. If being out in nature is not enough for you, there are plenty of activities in the cities, too.  

    In Auckland, walk through the city's vibrant night markets or take a cruise through the harbour. In Christchurch, kayakers and paddleboarders can ride the majestic Avon River, and cyclists can take in the stunning city views.  

    No matter where you go, you will also find plenty of places to relax. From the white-sand beaches of the Coromandel to the diverse nightlife of Wellington, there are plenty of places to unwind after a hard day of exploring.  

    For a truly unforgettable experience, be sure to travel to New Zealand. With its diverse landscapes, exciting activities and laidback atmosphere, the country will leave you with unforgettable memories that will last a lifetime. 

    New Zealand travel insurance

    Background Information to New Zealand

    New Zealand is an island country located in the south-western Pacific Ocean, around 2000 km from the eastern coast of Australia. A flight from Sydney to Auckland generally takes around three hours. New Zealand is comprised of two main islands, the North Island, named Te Ika-a-Maui, of which the island capital is Auckland, the most populous city in New Zealand. The South Island, also known as Te Waipounamu, is the world’s twelfth largest island, and its capital is Christchurch.
    New Zealand is a large set of islands, its total land area is just under 270,000 square kilometres, which is slightly larger than the total land area of the United Kingdom. There are numerous smaller islands around the two main ones, they are Waiheke Island, Stewart Island and the Chatham Islands.

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    New Zealand has a population of around 4.794 million people, 74% of which identify with mixed-European ethnic groups.  

    New Zealand has a population of about 4.794 million, of which approximately 78% identify with European ethnic groups. New Zealanders of European descent are generally referred to as Pākehā, this term can be used for non-European New Zealanders as well who aren’t Maori. Asian peoples make up around 11% of the New Zealand population, and Pacific peoples make up around 7%. Maori’s, the indigenous people of New Zealand, make up around 15% of the population.  

    The majority of European New Zealanders are of Irish and British ancestry, though many are also Italian, Dalmatian, Dutch, and German, who immigrated largely during the 20th century. There’s also been a lot of European immigration through Australia, the Americas and South Africa. 

    Language:  English, Maori  
    Area: 268,680 sq kms 
    Capital City:  Wellington 
    ± GMT: +12 hours

    Flag New Zealand Travel Insurance

    New Zealand information

    New Zealand Geography 
    New Zealand Climate      
    New Zealand Attractions 
    New Zealand Activities   
    New Zealand History       

    Find out further information   

    Australian High Commission New Zealand

    72-76 Hobson Street
    New Zealand

    Telephone:    +64 4 473 6411

    Australian Consulate-General in Auckland, New Zealand

    Level 7 Price Water House Coopers Tower
    186-194 Quay Street
    New Zealand

    Telephone     +64 9 9218800

    New Zealand travel insurance information

    Please refer to the Australian Government website Smartraveller for general information about New Zealand from the Smartraveller website. Please read the PDS before considering travel insurance to New Zealand.

    Useful Links

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    New Zealand Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to New Zealand.