Travel Insurance Saver
Single Trip Annual Multi Trip
    Traveller 1
    Traveller 2
    Child 1

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Looking for travel insurance for Seniors?

    Get a quote online via this page to compare our travel insurance for seniors.

    Travel Insurance Saver, through the homepage of this website, may display a number of policies which cover seniors (69 years of age and over), depending on the trip details, and pending screening of existing medical conditions. 

    The Comprehensive plan and Annual Multi Trip plan (maximum 45-days per trip) are available for travellers who are over 69 years of age.   
    Please refer to travel alert and Do Not Travel warnings from Smart Traveller as this may affect your coverage. 

    Seniors travel insurance


    Existing Medical Conditions

    If you have an existing medical condition other than those automatically covered, please complete a medical screening assessment online, which must be completed before the Certificate of Insurance can be issued.  Existing medical screenings are available under both the Comprehensive plan and the Annual Multi Trip plan.
    Click on ‘Medical’ in the Option and More information, you can then click through to view to the Existing Medical Conditions page to view criteria and automatically cover conditions.

    If your condition isn’t automatically, you can click on ‘Buy Now’ to be redirected to the nib site to complete the online medical screening. If you have any questions, please feel free to touch base with our help staff

    Travelling overseas, on a cruise or within Australia and looking for travel insurance for seniors?

    Travel Insurance Saver offer a range of online travel insurance, which may be suitable for your next trip away. Compare our travel insurance side by side on our website or call us for further information. 

    Seniors travel insurance

    Overseas Travel insurance for senior travellers under 69 years of age,

    We have the following policies available;
    • Comprehensive 
    • Annual Multi Trip 
    • Essentials
    • Bare Essentials
    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.
    Travel insurance for Seniors

    Travel Insurance Cover for Seniors

    Travel insurance for seniors over 69 years of age

    The following policies are available for all ages;

    • Comprehensive
    • Annual Multi Trip (Maximum 45 Days Per Trip)

    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

    Having difficulties? Feel free to contact our staff, and we will provide a quote and Product Disclosure Statement that may assist you in choosing the appropriate policy. 

    nib Travel has a 24/7 emergency assistance team called nib International Assistance to assist you while you are travelling overseas. 

    Travel Insurance Cover for Seniors

    To compare and view quotes, please click here to get a senior travel insurance quote and view the Product Disclosure Statement (PDS).

    How could travel insurance help you?

    If you are considering to travel overseas and/or interstate frequently you may wish to choose an Annual Multi Trip travel insurance plan. The Annual Multi Trip plan covers multiple trips up to 45 days per trip overseas and domestically for 12 months. 

     Seniors travel insurance cover 

    Please feel free to contact our friendly staff, we are more than happy to help with any inquiries you might have about taking out a suitable travel insurance policy for seniors. 

    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy 

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.