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Single Trip Annual Multi Trip
    23
    September
    2021
    24
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Insurance Online

    Travel Insurance Online

    Buying your Travel Insurance online

    Purchasing travel insurance online can be a challenging task if you don’t know what to look out for. There’s a fair bit of content on the internet, so choosing a policy can sometimes become daunting. 

    On our website you can put in the basic details of your trip, like where you’re going, how old you are, and some other optional extras if required to travel insurance policies that are available. 

     

    Online travel insurance plans may offer cover^ for:

    • Overseas medical cover 
    • Comprehensive additional expenses 
    • Cancellation Cover for pre-paid bookings such as flights and accommodation. 
    • Dependent children are covered for free, age limits apply
    • 24/7 Emergency Assistance 
    ^ This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy
    Conditions apply so make sure that you get an online travel insurance quote to compare the benefits and read the PDS to find the right policy for your travel needs.
    online travel insurance  

    Extras

    Travel Insurance Online

    Equally important as the holiday is a quality travel insurance policy. Many people tend to forget the importance of good travel insurance. A good policy should offer you comprehensive protection in case an unexpected incident occurs while you are enjoying your trip away in an unfamiliar country. There is no sure way to prevent unfortunate events such as illness or accidents from taking place when travelling, however, you can obtain travel insurance online within minutes to help protect yourself from such events. It is worth considering taking out travel insurance before departing, it just may help protect you and family whenever travelling overseas.
     
    Although being insured won’t allow you to completely avoid any misfortune on your travels, you may now be financially prepared for them if they do occur. It can be difficult to deal with health or travel dilemmas when we’re in a foreign country, especially if there is a language barrier, or you’re not financially set-up to deal with substantial hospital bills. Taking out a travel insurance policy is a responsible way to help protect yourself and/or your loved ones while you travel within Australia or overseas. Travel Insurance Online

    Medical Cover 

    Today’s travel insurance policy has a wide range of benefits. Firstly, with the right travel insurance policy, you may be able to get financial imbursed for overseas medical expenses incurred due to accidents or illness when travelling internationally. 

    People ask, “Why get insurance when I can just visit the hospital”? When you are in a foreign country, a lot of countries have costly medical treatment and aren't covered by Medicare.
     
    Serious injuries and illnesses can result in expensive medical and associated hospital bills. With a quality travel insurance policy, there is provision for cover for medical bills so that you aren't out of pocket. 
     
    For existing medical conditions that aren’t automatically covered for free, you’ll need to apply for cover for them online by completing an Existing Medical Condition form.  

    Medical evacuation travel insurance online

    Apart from reimbursement of medical bills, some travel insurance policies can provide cover for medical evacuation. This cover can mean that in the case of an emergency, there is provision for medical emergency transportation expenses such as ambulance, helicopter or plane escort.

    Travel Insurance Online

    Cancellation travel insurance cover online

    Medical isn’t the only advantage to having comprehensive travel insurance. There is also provision to be covered for things like cancellation or holiday deferment cost, which people often forget about. If you take out a travel insurance policy before your trip, and you’ve already spent a lot of money on things like flights and accommodation, you could be liable to be reimbursed for these lost finances should you need to cancel your trip due to an event listed in the PDS. 
    This could be something like one of the travelling members becoming sick causing the trip to be cancelled. Travel insurance minimises risk of losses that result in trip cancellation or any interruptions. You may also have coverage for lost luggage or personal belongings. make sure that you compare the benefits carefully to make sure that you have the right policy for your travel needs.   

    Travel insurance online to cover you for the unknown

    There are various travel insurance policies online which offer a variety of protective measures; some include travel delay, personal liability, accidental death, repatriation, legal expenses, and emergency evacuation among others.

    Travel Insurance Saver display a range of travel insurance policies online that may fit your travel needs. Get a quote to compare rates and view PDS. 

    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Online Travel Insurance

    Contact Travel Insurance Saver

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    Single Trip Annual Multi Trip
      23
      September
      2021
      24
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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