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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance Saver Sitemap

    Please use the below links to help navigate the website, this may help you find more information about specific questions you may have. 

    Travel Insurance for Business
    Travelling for business and in need of travel insurance? There are a number of travel plans available through Travel Insurance Saver which may be suitable for business trips overseas, and domestically. 

    Travel Insurance Cancellation Cover
    The various travel plans available through Travel Insurance Saver provide some benefit for cancellation in the unforeseen advent of a claimable event. 

    Travel Insurance for the Family
    Travelling with the family? Whether you are travelling domestically, or on an international vacation, there are several travel plans which may be suitable for family travel depending on your trip details. 

    Travel Insurance for Luggage
    Travel insurance may provide benefits in relation to luggage depending on your trip details. There are benefits under all international travel plans for luggage related claimable events, please click the above link for more information. 

    Travel Insurance when Pregnant
    Travelling and pregnant? There are travel plans which may provide cover for those who are pregnant and travelling domestically or overseas. You can use the above link to find out more.  

    Travel insurance for a honeymoon vacation
    Travelling overseas or domestically on your honeymoon vacation? This special time deserves planning, and if you haven’t planned and are doing things a bit more spontaneously, that’s ok too! You may consider a travel insurance plan to suit your trip details through Travel Insurance Saver. 

    Travel Insurance for Seniors
    Travel insurance is available up to 90 years of age. Find out more

    Travel Insurance with Snow Sports Cover
    Looking to go on a Ski or Snowboarding and need Snow Sports Travel Insurance. Find out more. 

    Travel Insurance for Students
    If you are a student travelling abroad, you may be wondering about the different travel insurance plans available to you. Whether you are budget conscious or have a particular type of coverage in mind. You can use the above link to find out more.

    Comprehensive Travel Insurance
    If you need more information regarding the Comprehensive Plan you may inquire using the Comprehensive Plan page. The Comprehensive Plan is a travel plan which includes comparatively higher allotments than other single trip plans that we offer, such as some extras benefits not offered on other single trip plans. 

    Travel Insurance when Motorcycling Overseas
    You must have a valid Australian and International motorcycle licence and be wearing a helmet. There are no cc limits that apply. You can use the above link to find out more.

    Worldwide Travel Insurance
    Travelling internationally around the world? Through the Worldwide Travel Insurance page, you may read information regarding the four international travel plans available. These travel plans include three different plans which each cover single trip travel, they are the Bare Essentials Plan, the Essentials Plan, and the Comprehensive Plan; the fourth is the Annual Multi Trip Plan which provides cover for multiple trips within an annual period. 

    Note: Some countries are unavailable such as Sanctioned or Do Not Travel countries.

    Existing Medical Condition Cover
    Are you suffering from an Existing Medical Condition and uncertain whether you may be eligible for medical cover when travelling?  

    Travel Insurance Quote
    Compare our travel insurance quotes for your next trip away, either in Australia or internationally.   

    Looking for travel insurance for rental vehicle expenses?
    Some of the international travel plans displayed on the Travel Insurance Saver website may provide cover for rental vehicle excess. The Essentials Plan, the Comprehensive Plan, and the Annual Multi Trip Plan provide varying levels of cover for rental vehicle insurance excess, as well as the domestic Australian Travel plan. Some of the plans limits for rental vehicle insurance excess are static, while some allow for an adjustable limit. 

    Already started travelling and need a travel insurance policy?
    If you’ve already started travelling overseas or domestically and need a travel insurance policy, you may purchase one after your trip has commenced. This page will give some important information regarding a plan for those who have already started travelling.  

    Travel Insurance for up to 365 days
    There are 3 international single trip plans that may provide cover depending on your trip details for a 365-day period. The Medical Only plan, the Essentials plan, and the Comprehensive plan each provide varying benefits for claimable events mentioned in the PDS for a period of up to 365 days. 

    Travel insurance activities that may be covered
    Find out more information regarding activities that may be covered while you are travellng overseas. Further information regarding activiteis such as hiking, golfing, canoeing, hot air ballooning and more. 

    International Travel Insurance
    Travel insurance for international travel may be available through Travel Insurance Saver. There are travel insurance plans available for international travel, three single trip plans, and three Annual Multi Trip plans.  

    Overseas Travel Insurance
    The Overseas Travel Insurance page displays some basic information regarding overseas travel insurance, such as organising prepaid travel arrangements before you depart, and the consideration of a travel insurance plan after reading the product disclosure statement. 

    Annual Travel Insurance vs Annual Multi Trip travel insurance
    There is a marked difference between a single trip travel plan which covers travel overseas for up to a year, and an annual multi-trip plan which is for frequent travellers coming back and forth from Australia. This page provides some general information about the difference between them both. 

    International Travel Insurance
    Travelling overseas and wanting to get affordable international travel insurance. Just enter in your travel detail in the quote box that is on this page to locate all overseas policies available to you. 

    What is the best travel insurance for me?
    This page titled ‘What is the best travel insurance for me?’ examines the varying levels of coverage offered under different travel plans, and some levels of coverage which are universal under all the available international travel plans, such as cover for overseas medical expenses. Although we cannot say which product is the ‘best’ for your circumstances, there are a variety of products available that may be suitable for your needs. 

    Travel Insurance Online
    This article, looks at the variety in the online marketplace as per travel insurance and provides some general information which may be considered by readers who are considering a travel plan. 

    Travel Insurance in Australia
    Displays information which may be useful to when travelling within Australia (domestically) or Cruise within Australia. It provides some useful general information about the types of plans available for travel within Australia’s geographical land borders, and cruising in Australian Waters. 

    Travel Insurance for Cruising
    Cruising is one of the more popular ways to travel nowadays, either around Australia or overseas. Cruising is covered as standard under our international travel plans. 

    Travel Insurance when Backpacking
    Travel insurance may be considered for those who are heading away overseas on a backpacking adventure. Travel Insurance when Backpacking aims to provide some general information regarding some of the benefits offered under the ‘Medical Only’ &/or ‘Essentials’ plans. 

    Domestic Travel Insurance
    The domestic travel insurance page looks at the plans available for domestic travel in Australia. There are two single trip travel plans, the Cancellation and Lost Deposits, and the Australian Travel plan, as well as the Annual Multi Trip Plan, which may provide cover for domestic travel. You can use the above link to find out more.

    Travel insurance for travellers on a budget
    There are many reasons one will want to travel on a budget, particularly if you are backpacking. Luckily, travel insurance does not have to be expensive. You can still find a travel plan which provides a range of benefits which may suit your travel needs. Travel insurance for travellers on a budget provides some general information relating to travel plans and benefits those who are travelling on a budget might find useful. 

    Travel Insurance to New Zealand
    Heading over to New Zealand? You can find a range of travel plans that may be suitable for your next trip.

    Need travel insurance for a group?
    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance. You can use the above link to find out more. 

    Compare our travel insurance online
    There are many travel insurance providers online which display varying benefits per available travel plan. Compare our travel insurance will give some general information about selecting a travel plan that may be suitable for your trip.

    Holiday Insurance
    Whether you are going on a vacation, or a holiday, you may want to consider travel insurance if you have already made prepaid travel arrangements, or you are concerned about incurring overseas medical expenses if an unforeseen event should arise. Holiday insurance page examines some of the plans available to travellers heading away on a holiday. 

    One Way Travel Insurance
    If you’re heading away overseas and have no plans to return to Australia, it’s possible to take out one-way travel insurance. This page looks at how you can take out a one-way travel insurance plan depending on your trip details.

    Travel insurance with benefits for overseas medical expenses
    All of the international travel plans available through the Travel Insurance Saver website provide unlimited overseas medical expenses cover; however, it’s important to note that some conditions aren’t automatically covered and some are – if you have an existing medical condition, it’s important to check whether your condition meets the criteria for cover, if not, you can do an Existing Medical Condition screening online, if approved, the condition will become a Specified Medical Condition, and you can opt to have it covered under your policy for an additional premium. 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy. 

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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