Travel Insurance Saver
Single Trip Annual Multi Trip
    17
    May
    2022
    18
    May
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Philippines Travel Insurance

    Extras

    Compare and save on travel insurance to the Philippines. 

    Gaining Entry to the Philippines for Covid-19 Medical.

    The Overseas Medical limit is displayed on your Certificate of Insurance and will be emailed to you within 10 minutes of purchase. Find out more about Covid-19 medical cover.  

    Background Information

    The Philippines is a country in Southeast Asia with Manila as its capital city. It comprises 7,107 islands in the western Pacific Ocean. The Philippines is the world's 12th most populous country, with a population of about 90 million people.

    A former colony of Spain and the United States, the Philippines is one of two predominantly Roman Catholic countries in Asia, the other being East Timor. There are also a number of minority religious groups, including Islam, Buddhism and Hinduism. Multiple ethnicities and cultures are found throughout the islands. Ecologically, the Philippines is one of the most diverse countries in the world.

    Demographics for the Philippines

    Language:  Tagalog 
    Area: 300,000 sq. km 
    Population: 90,000,000   
    Capital City:  Manila 
    ± GMT: +8 hours

     

    Flag Peru Travel Insurance

    Philippine's information

    Philippines Geography
    Philippines Climate
    Philippines Attractions
    Philippines Activities
    Philippines History

    Philippine's information and advice from Smart Traveller

    Terrorist attacks could occur anywhere in the Philippines. Possible targets include public transport, hotels, shopping malls, restaurants, events, places of worship and tourist areas. Be alert to possible threats.

    The threat of kidnapping and piracy in the southern Philippines is very high. Especially in coastal resorts, coastal waters and isolated locations. Kidnappers may target popular tourist areas. If you travel to the southern Philippines, despite our advice, get professional security advice. Ensure your accommodation has proper security measures. Don’t travel by boat.

    Protests can turn violent. It's illegal to take part in political rallies if you're not Filipino. Avoid large public gatherings.

    Violent and other serious crime is common. Many crimes involve guns. Gunfights between criminals and police are not uncommon. Gangs often drug tourists before robbing or assaulting them. Pickpocketing, bag snatching and scams are common. Don't leave food or drinks unattended. Don’t use public transport. Be careful in crowded shopping malls and other public places. Only use ATMs in secure locations.

    Typhoons, tropical storms, flooding, landslides, earthquakes and tsunamis are common. These events may disrupt essential services. Know your accommodation's evacuation plan.

    Nearby countries to the Philippines

    Brunei travel insurance
    Vietnam travel insurance
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    Indonesia travel insurance

    Australian Embassy, Philippines

    Address
    Level 23-Tower 2, RCBC Plaza,
    6819 Ayala Avenue (Makati City)
    Manila
    Philippines

    Telephone     +63 2 7578 100
    Fax              +63 2 7578 268

    Philippines travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance.
    The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

    Useful Links

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    Annual Multi-Trip Travel Insurance
    Single Trip Annual Multi Trip
      17
      May
      2022
      18
      May
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      COVID-19 Medical

      Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
      ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.