Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Philippines Travel Insurance

    Extras

    Compare and save on Philippines travel insurance

    Background Information

    The Philippines is a country in Southeast Asia with Manila as its capital city. It comprises 7,107 islands in the western Pacific Ocean. The Philippines is the world's 12th most populous country, with a population of about 90 million people.

    A former colony of Spain and the United States, the Philippines is one of two predominantly Roman Catholic countries in Asia, the other being East Timor. There are also a number of minority religious groups, including Islam, Buddhism and Hinduism. Multiple ethnicities and cultures are found throughout the islands. Ecologically, the Philippines is one of the most diverse countries in the world.

    Demographics for the Philippines

    Language:  Tagalog 
    Area: 300,000 sq. km 
    Population: 90,000,000   
    Capital City:  Manila 
    ± GMT: +8 hours

     

    Flag Peru Travel Insurance

    Philippines information

    Philippines Geography
    Philippines Climate
    Philippines Attractions
    Philippines Activities
    Philippines History

    Philippines information and advice from Smart Traveller

    Exercise a high degree of caution in the Philippines because of the high threat of terrorist attack and the high level of serious crime.

    Pay close attention to your personal security at all times and monitor the media for information about possible new safety or security risks. Terrorist attacks could occur at any time, anywhere in the Philippines, including in Manila.We continue to receive credible reports indicating terrorists are planning attacks against a range of targets in a variety of locations, including places frequented by foreigners.

    You should avoid places known to be terrorist targets.

    Violent crime is a significant problem in the Philippines.

    You are advised not to travel to Mindanao, including mainland Mindanao, the Zamboanga Peninsula and the Sulu Archipelago, due to the very high threat of terrorist attack, including kidnapping, and related counter-terrorism operations.

    Armed clashes between the Philippines Armed Forces and Moro Islamic Liberation Front are continuing in central Mindanao. Attacks occurred in late 2008 against military and civilian targets. Further attacks cannot be ruled out.

    There is a danger of kidnapping throughout the Philippines, particularly in the southern Philippines including coastal and island tourist resorts and dive sites.

    Terrorists have kidnapped foreigners from these areas in the past. The typhoon season normally runs from late May to early December. This is also the rainy season when tropical storms, flooding and landslides may occur.

    Nearby countries to the Philippines

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    Australian Embassy, Philippines

    Address
    Level 23-Tower 2, RCBC Plaza,
    6819 Ayala Avenue (Makati City)
    Manila
    Philippines

    Telephone     +63 2 7578 100
    Fax              +63 2 7578 268

    Philippines travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance.
    The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

    Useful Links

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    Annual Multi-Trip Travel Insurance
    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.