Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    June
    2021
    25
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    History of Phillipines

    Extras

    The first humans is believed to have begun with the arrival of the first humans via land bridges at least 30,000 years ago. The first recorded visit from the West is the arrival of Ferdinand Magellan on Homonhon Island, southeast of Samar on March 16, 1521.

    Spanish colonization and settlement began with the arrival of Miguel López de Legazpi's expedition in 1565 and established the first permanent settlement of San Miguel on the island of Cebu.

    Spanish rule brought political unification to an archipelago of previously independent kingdoms and communities that later became the Philippines, and introduced elements of western civilization such as printing and the calendar. When the Spaniards arrived in the 16th century, the majority of the estimated 500,000 people in the islands lived in barangay settlements some still ruled by Rajahs while others were already ruled by Sultans.

    Church and state were inseparably linked in Spanish policy, with the state assuming responsibility for religious establishments. One of Spain's objectives in colonizing the Philippines was the conversion of the local population to Roman Catholicism.

    The Philippine Revolution against Spain began in April 1896, culminating two years later with a proclamation of independence and the establishment of the First Philippine Republic. However, the Treaty of Paris, at the end of the Spanish-American War, transferred control of the Philippines to the United States.

    Partial autonomy (commonwealth status) was granted in 1935, preparatory to a planned full independence from the United States in 1946. Preparation for a fully sovereign state was interrupted by the Japanese occupation of the islands during World War II.

    With a promising economy in the 1950s and 1960s, the Philippines in the late 1960s and early 1970s saw a rise of student activism and civil unrest against the corrupt dictatorship of President Ferdinand Marcos who declared martial law in 1972.

    On June 12, 1898, Aguinaldo declared the independence of the Philippines in Kawit, Cavite, establishing the First Philippine Republic under Asia's first democratic constitution.

    The United States defined its territorial mission as one of tutelage, preparing the Philippines for eventual independence Civil government was established by the United States in 1901, with William Howard Taft as the first American Governor-General of the Philippines, replacing the military governor, Arthur MacArthur, Jr.

    Philippine politics during the American territorial era was dominated by the Nacionalista Party, which was founded in 1907.

    A constitution was framed and approved by Franklin D. Roosevelt in March 1935. On May 14, 1935, a Filipino government was formed on the basis of principles similar to the U.S. Constitution. The commonwealth was established in 1935, electing Manuel L. Quezon as the president.

    Japan launched a surprise attack on the Clark Air Base in Pampanga, Philippines on December 8, 1941, just ten hours after the attack on Pearl Harbor. Aerial bombardment was followed by landings of ground troops on Luzon.

    Japanese occupation of the Philippines was opposed by large-scale underground and guerrilla activity.
    MacArthur's Sixth United States Army landed on Leyte on October 20, 1944. Fighting continued until Japan's formal surrender on September 2, 1945.

    Elections were held in April 1946, with Manuel Roxas becoming the first president of the independent Republic of the Philippines. The United States ceded its sovereignty over the Philippines on July 4, 1946.

    In 1991, the Philippine Senate rejected a treaty that would have allowed a 10-year extension of the U.S. military bases in the country. The United States turned over Clark Air Base in Pampanga to the government in November, and Subic Bay Naval Base in Zambales in December 1992, ending almost a century of U.S. military presence in the Philippines.

    Back to Philippines Travel Insurance page

    Single Trip Annual Multi Trip
      24
      June
      2021
      25
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions