Travel Insurance Saver
Single Trip Annual Multi Trip
    Traveller 1
    Traveller 2
    Child 1

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Attractions in Philippines


    Discover old Manila and see the remains of the massive wall that protected the Intramuros. San Agustin Church and Manila Cathedral are must-see destinations, from which there are excellent views of the harbour, Fort Santiago ruins and Chinatown.

    Compare our travel insurance plans from Travel Insurance Saver for your trip Overseas


    Visit Baguio. Drive up Kennon Road for see the outstanding countryside views. Attractions include The Mansion, the president's summer residence; Baguio Cathedral, Bell Church, and the Crystal Caves, composed of crystalline rocks and was originally an ancient burial site.

    Rice Terraces

    Gaze in wonder at the breathtaking UNESCO-listed rice-terraces of Banaue, which ring the mountainsides to an impressive altitude of 1,525m, and encompass an area of 10,360 sq km. The terraces were hand-carved some 2,000 years ago.

    Get a travel insurance quote online and compare travel insurance plans from Travel Insurance Saver

    Mount Halcon

    Discover the stunning scenery of Mount Halcon, 2,695m high, Naujan Lake and Tamaraw Falls on Mindoro Island, reached by ferry from Batangas pier, located south of Manila.

    Carcar Town

    In Carcar town, located south of Cebu City, with many preserved gardens, Castillian houses and churches. The Chapel of the Last Supper in Mandaue city features hand-carved lifesize statues of Christ and his apostles dating back to Spanish times.

    Long term travel insurance with Travel Insurance Saver.

    Iloilo City 

    Located on Panay Island, look at the 18th-century Miagao Church, a unique piece of baroque colonial architecture with a facade decorated with impressions of papaya and coconut trees.


    See the world's smallest monkey, the tarsier, on Bohol Island, also home to fascinating natural wonders that include hundreds of limestone hills, nicknamed the ‘Chocolate Hills'. In addition, visit the Baclayon Church, dating back to 1595.

    Looking for online Travel Insurance? Find out more travel insurance online.

    Mount Apo

    Davao province located on the Mindanao Island is the site of Mount Apo, the highest peak in the country, while the Apo Range has spectacular springs, waterfalls, forests, rapids and mountain lakes.

    Cagayan de Oro

    Cagayan de Oro as the gateway to some of the most beautiful islands in the Philippines.

    Looking for travel insurance for seniors? Find out more about travel insurance for seniors

    Lanan del Sur

    Is a largely Islamic province of Lanao del Sur (Mindanao Island), visit Lake Signal Hill, Lanao, the native market, Sacred Mountain, Torongan, homes of the Maranao royalty, the various Muslim mosques on the lake shores and the famous brassware of Tugaua.

    Back to Philippines Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.