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Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    China Travel Insurance

    Extras

    Compare and save on China travel insurance

    Western hospital in China are now chargin similarly to those in the USA. This means that if you are injured or ill, you could face thoughsnad of dollars in unexpected medical fees. Smart Traveller states "if you can't afford travel insurance, you can't afford to travel.  

    Map China Travel Insurance

    China demographics

    Language:  Mandarin, Cantonese, Xiang, Min, HakkaLand 
    Area:     9,600,000 sq km
    Population:  1.386 billion 
    Capital City:   Beijing
    ± GMT:  +8 Hrs 


    Cover for nearby countries

    Russia travel insurance
    Mongolia travel insurance
    Japan travel insurance
    Thailand travel insurance
    Philippines travel insurance
    Kazakhstan travel insurance
    India travel insurance
    Burma travel insurance
    Laos travel insurance
    Vietnam travel insurance
    Singapore travel insurance
    Indonesia travel insurance

    The sheer size of both country and its population make the experience unimaginable to the first time visitor. From the non-stop pace of its cities to the solitude of an isolated Tibetan village.

    Experience the past of the Ming Dynasty, the Great Wall of China. Wonder at the development since China opened its doors to the west. Reflect on the adventures of Marco Polo tripping to this ancient land.

    China information and Advice from Smart Traveller

    Risk of terrorism, civil unrest, crime and natural disasters.
    Pay close attention to your personal security and monitor the media for information about possible new safety or security threats.
    Avoid all demonstrations and protests as they may turn violent. Exercise a high degree of caution if travelling to Tibet. You should not attempt to travel to Tibet without permission from the Chinese authorities.

    Exercise a high degree of caution if travelling to Xinjiang Province (or “Xinjiang Uighur Autonomous Region”) due to it's volatile security situation and heightened ethnic tensions. On 5 July 2009, violent protests resulted in a large number of deaths and injuries in Urumqi, capital of Xinjiang Province.

    You should avoid any protests or large gatherings. A number of bombings have also occurred in Xinjiang Province.

    The Chinese authorities have put in place more stringent requirements for visa issue. You should check with the nearest Embassy or Consulate of China for detailed information well in advance of your intended travel date.

    The World Health Organization has confirmed human deaths from avian influenza in China.

    *Please use information as a guide and always check Smart Traveller for the most up to date information.

    Note: Remember to register with Smart Traveller before travelling overseas

    Australian Embassy / Consular representation

    Address
    21 Dongzhimenwai Dajie
    Sanlitun
    Beijing 100600
    People's Republic of China

    Telephone         +86 10 5140 4111
    Fax                      +86 10 5140 4204

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance. The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

    Useful Links

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    Overseas Travel Insurance
    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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