A pre-existing medical condition is any medical condition which:

Snow Sports is available as an optional extra on all international policies.

To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

On the following page you can;

• Add Snow Sports Travel Insurance
• And Off-Piste Snow Sports Cover by selecting the dates, that you will need snow sports cover for an added premium.

By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

• If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
• If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
Click the link to find out more about travel insurance for cruising.

Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

Motorcycles

As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.

Scooters/Moped

You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  

You must be wearing a helmet on Scooters and Motorcycles.

Passenger

If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 

Click on the link to find out more about Motorcycle Travel Insurance. 

Policies are available for one-way travel insurance overseas;

• Where there is no intention to return to Australia 
• You don't hold a return ticket 
• If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

Find out more about one way travel insurance. 

Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

We have 5 regions 

• Worldwide 
• Worldwide excluding USA, Canada and Antarctica. 
• Asia
• South Pacific incl New Zealand and Australia - Cruise. 
• Australia

If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

Please click on School Group Travel Insurance to apply for an instant quote.

Or Please click on Group Travel Insurance for more information.