Travel Insurance Saver
Single Trip Annual Multi Trip
    28
    October
    2021
    29
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Climate in United Kingdom

    Extras

    The UK is well known for the variability of its weather but is generally temperate – from day to day, season to season, year to year and place to place. Favourable weather conditions usually occur more often in the spring and summer. Its position in the mid-latitude westerly wind belt on the edge of the Atlantic Ocean with its relatively warm waters, yet close to the continental influences of mainland Europe, plays a major role in this.

    The prevailing winds are southwesterly, from the North Atlantic Current. More than 50% of the days are overcast. There are few natural hazards, although there can be strong winds and floods, especially in winter.

    Rainfall

    Average annual rainfall varies from over 3,000 mm in the Scottish Highlands down to 553 mm in Cambridge. The county of Essex is one of the driest in the UK, with an average annual rainfall of around 600 mm, although it typically rains on over 100 days per year. In some years rainfall in Essex can be below 450 mm.

    Geography climate conditions

    The principal factors that influence the country's climate include its northerly latitude (which ranges from 50° to 60° N), the close proximity to the Atlantic Ocean, and the warming of the surrounding waters by the Gulf Stream. The weather can be notoriously changeable from one day to the next but temperature variations throughout the year are relatively small.

    The boundary of convergence between the warm tropical air and the cold polar air lies over the United Kingdom. In this area, the large temperature variation creates instability and this is a major factor that influences the notoriously changeable and often unsettled weather the country experiences, where many types of weather can be experienced in a single day.

    Regional Climate

    Regional climates in the United Kingdom are influenced by the Atlantic Ocean and latitude. Northern Ireland, Wales and western parts of England and Scotland, being closest to the Atlantic, are generally the mildest, wettest and windiest regions of the UK, and temperature ranges here are seldom extreme. Eastern areas are drier, cooler, less windy and also experience the greatest daily and seasonal temperature variations. Northern areas are generally cooler, wetter and have a smaller temperature range than southern areas.

    Though the UK is mostly under the influence of the maritime tropical air mass from the south-west, different regions are more susceptible than others when different air masses affect the country: Northern Ireland and the west of Scotland are the most exposed to the maritime polar air mass which brings cool moist air; the east of Scotland and north-east England are more exposed to the continental polar air mass which brings cold dry air; the south and south-east of England are more exposed to the continental tropical air mass which brings warm dry air; Wales and the south-west of England are the most exposed to the maritime tropical air mass which brings warm moist air.

    Back to Travel Insurance to the UK page

    Single Trip Annual Multi Trip
      28
      October
      2021
      29
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.