Travel Insurance Saver
Single Trip Annual Multi Trip
    Traveller 1
    Traveller 2
    Child 1

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Activities in the United Kingdom


    There are courses in every corner of the UK, from famous courses to more modest ones. A round at one of the more popular courses, such as the Old Course at St Andrews, needs to be booked well in advance.
    Find out more about travel insurance when golfing

    Hiking & Camping

    Want to get away from the city life, there are plenty of camping sites and hiking tracks through national parks and countryside.
    Find out more about travel insurance when hiking and treking.


    Travel rides and pack trips are available to book. Great opportunity to get out in the country side. Find out more about travel insurance when horse riding

    There are 14 national parks and numerous other protected natural areas in England and Wales. Although nearly all land (including land in national parks) in the UK is privately owned, walkers have access to it along rights of way that are marked on maps and usually signposted. There are also areas where it is permissible to go beyond the rights of way, and these are known as ‘open country’. 


    If you are into throwing in a line and relaxing by the river than you try some Top tope fishing in the Summer from Brancaster Staithe and cod fishing from Lomestoft in the Winter.
    Find out more about travel insurance when fishing.

    Lakes, Rivers and Oceans

    With an abundance of boat tours including canoeing, kayaking boating tours available or get right into the oceanic spirit for some sailing/ yachting or even get a little bit wet with some scuba diving and snorkelling along the coast. 

    Leisure & Relaxation

    If you really want to holiday, take a hot spring tour, or do some R & R at a one of many day spa resorts through the United Kingdom. 

    Looking for travel insurance for seniors? Find out more about travel insurance for seniors

    On Two Wheels

    To get a better perspective of specific cities and townships you can hire bikes that are readily to the public or get an in-depth bicycle tour. Please refer to the PDS for exclusions and limitation when riding a motorcycle. For further information regarding travel insurance when riding a motorcycle

    Specialty Tours & Activities

    Get involved in the many specialty tours and activities such as 

    • Artisan Tours
    • Brewery & Distillery Tours
    • Cemetery & Ghost Tours
    • Farms & Farm Tours
    • Garden Tours
    • Laser Tag & Paintball
    • Learning Programs & Vacations
    • Photography & Painting Tours
    • Rail Tours
    • Self-Guided Tours
    • Want to get up high

    Get involve in the many of the Arial activities including airplane tours, hot air ballooning, hang gliding, helicopter tours, skydiving and zip lines.  

    Back to UK Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.