Travel Insurance Saver
Single Trip Annual Multi Trip
    23
    May
    2022
    24
    May
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Canada Travel Insurance

    Extras

    Canada Travel InsuranceTravel Insurance to Canada - Things You Should Consider

    Medical costs can be a major concern for Australian's travelling to Canada. 

    Uncovered emergency medical expenses can cripple a person or family monetarily. Emergency medical care costs may start adding up even if you have certain coverage, but  those who purchase travel insurance may find themselves in a better position than without after a day or two in hospital


    Canada Demographics

    Language  English, French 
    Area 9,093,507 sq km 
    Population:   37.06 million
    Capital City: Ottawa 
    ± GMT:   -3


    Canada Travel Insurance

    Travelling to Canada from Australia

    People travelling to Canada from Australia may need travel insurance if they wish to have a valid visa, especially if you are travelling for an extended period of time. You should consider appropriate insurance which can assist in covering the costs that can be experienced when an injury or emergency takes place during international travel to Canada. Also, travel insurance may be required for Visa purposes, and you might only be allowed to enter the country with adequate travel insurance in place. 

    Emergency medical care anywhere in Canada can be expensive, but with the appropriate travel insurance, you can have cover for emergency medical and dental. 

    Travel insurance to Canada can also be obtained if you have an existing medical condition. To do this you are required to complete a medical screening online. Select Medical Condition via the optional extra in the quote box and continue through. No payments details are required to complete an EMC form. If cover for existing medical conditions is approved, there may be an additional premium or special conditions that apply.

    Travel insurance dependent on the type of plan selected can offer cover for things like; accommodations, transportation and reimbursement for provisions like clothing and toiletries in case of an injury or an emergency that prevents you from completing your trip as planned. Please refer to the cover in the PDS for further information.   

    Compare and save on Canada travel insurance

    From the frozen North to the Great Lake system in the south. From the influence of the French countered by the influence of the English and tempered by the native population.

    Canada has it all flora, fauna, culture and outdoor activities abound. From the salmon runs to the ski runs.

    A wildlife experience never to be forgotten. Wonder in amazement at the sheer size and beauty of all that around you.

    Nearby countries to Canada

    USA travel insurance
    Greenland travel insurance   

    Canada information and travel advice

    Canada - Australia consulate

    Address Suite 710,
    50 O'Connor Street
    Ottawa Ontario
    K1P 6L2 Canada

    • Telephone   +1 613 236 0841
    • Fax              +1 613 236 4376

    Canada travel insurance guide

    The Australian government and Smartraveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance. The cost of medical, dental and let alone the lost luggage can impact your holiday.

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    Overseas Travel Insurance
    Single Trip Annual Multi Trip
      23
      May
      2022
      24
      May
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      COVID-19 Medical

      Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
      ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.