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Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Canada Travel Insurance

    Extras

    Canada Travel InsuranceTravel Insurance to Canada - Things You Need to Consider

    Medical costs can be a major concern for Australian's travelling to Canada. 

    Uncovered emergency medical expenses can cripple a person or family monetarily. Emergency medical care costs may start adding up even if you have certain coverage, but those lacking coverage may easily find themselves in a hole too deep to get out of after just a day or two in the hospital.

    Canada Demographics

    Language  English, French 
    Area 9,093,507 sq km 
    Population:   37.06 million
    Capital City: Ottawa 
    ± GMT:   -3


    Canada Travel Insurance

    Travelling to Canada from Australia

    People travelling to Canada from Australia will require travel insurance if they wish to have a valid visa, especially if you are travelling for an extended period of time. You need to have appropriate insurance to cover all expenses that can be experienced when an injury or emergency takes place during international travel to Canada. Also, travel insurance is required for Visa purpose, and you can only enter the country with adequate travel insurance in place. 

    For people who desire to spend more time in Canada or those who are supposed to travel to and stay in Canada for business purpose for a long duration please refer to long-term travel insurance. This will cover 1 and 2-year durations.

    Emergency medical care anywhere in Canada is expensive, but with the appropriate travel insurance, you are covered for medical and emergency dental. 

    Travel insurance to Canada can also be obtained if you have a pre-existing medical condition. To do this you are required to complete an Existing Medical Condition (EMC) form online. Select Medical Condition via the optional extra in the quote box and continue through. No payments details are required to complete an EMC form. 

    Travel insurance based on the type of plan selected will cover things like; accommodations, transportation and reimbursement for provisions like clothing and toiletries in case of an injury or an emergency that prevents you from completing your trip as planned. Please refer to the cancellation cover in the PDS for further information.   

    Compare and save on Canada travel insurance

    From the frozen North to the Great Lake system in the south. From the influence of the French countered by the influence of the English and tempered by the native population.

    Canada has it all flora, fauna, culture and outdoor activities abound. From the salmon runs to the ski runs.

    A wildlife experience never to be forgotten. Wonder in amazement at the sheer size and beauty of all that around you.

    Nearby countries to Canada

    USA travel insurance
    Greenland travel insurance   

    Canada information and travel advice from Smart Traveller

    Canada information and advice

    Exercise caution and monitor developments that might affect your safety in Canada because of the risk of terrorist attack.

    Pay close attention to your personal security and monitor the media for information about possible new safety or security risks.

    *Please use information as a guide and always check Smart Traveller for the most up to date information. 

    Note: Remember to register with Smart Traveller before travelling overseas.

    Australian Consulate - Canada

    Address Suite 710,
    50 O'Connor Street
    Ottawa Ontario
    K1P 6L2 Canada

    • Telephone   +1 613 236 0841
    • Fax              +1 613 236 4376

    Canada travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance. The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

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    Overseas Travel Insurance
    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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