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Single Trip Annual Multi Trip
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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance to Spain

    Travel Insurance to Spain

    Looking for Spain travel Insurance? Enter your details in the quote panel to view travel insurance for Spain.   

    Spain Demographics

    Language:   Spanish 
    Area:   505,990 sq. km 
    Capital city:  Madrid
    ± GMT: +1 hours 

    Nearby countries to Spain

    France travel insurance 
    United Kingdom travel insurance
    Spain travel insurance
    Ireland travel insurance
    Algeria travel insurance
    Andorra travel insurance
    Italy travel insurance
    Portugal travel insurance

    Background information about Spain

    Spain is a country in southwestern Europe, situated on the Iberian Peninsula. The Kingdom of Spain consists of the land of Spain itself, the Canary Islands and the Balearic Islands. Spain is bordered by Portugal, Andorra and France, and has coastlines along the Mediterranean Sea in the east, the Bay of Biscay in the north-west, and the Atlantic in the south-west. Spain is the fourth largest country in all of Europe and the sixth largest by population.  

    Spain’s capital is Madrid, historically located in the region of Castile, though now Madrid is its own autonomous region. Other major population centres include the city of Barcelona, in Catalonia, Valencia, Sevilla, Bilbao, Granada and Cordoba. In a 2017 index, Madrid was voted the 10th most liveable city in the world for its high standard of living and relative safety. Spain is one of the most popular tourist destinations in the world after France, attracting 82 million people per year, more than the U.S.A.  

    Spain Travel Insurance

    Hispania was one of the capitals of the Roman empire, and so the Spanish language is heavily influenced by Latin; like French and Italian. You’ll also expect to see Roman ruins dotted throughout Spain’s landscapes, special sights like amphitheatres and old Roman aqueduct’s spanning through the countryside. Spain is also well-known for its music and dance, particularly the famous flamenco, a dance based on the folkloric musical customs of southern Spain. One of Spain’s favourite past-times is football (soccer). Spain is home to two of the biggest clubs in the world, the financial mega-teams Real Madrid and F.C. Barcelona. F.C. Barcelona is located in the city of Barcelona in Catalonia, at the Camp Nou Stadium. Real Madrid’s home stadium, the Santiago Bernabeu, is located in Madrid. Every year the two fierce rivals compete in what is known as the El Classico, or – ‘The Classic’ – which draws hundreds of thousands of fans from around the world to Madrid and Barcelona.  

    Spanish food is also highly prized in world cuisine and is divided into three main categories. The traditions of the Mediterranean, where seafood is used liberally with rice – dishes like paella, which comes from Valencia. The cooking traditions of the inner lands of Spain, the Castile region, gives credence to heartier meals; thick stews and soups served with loaves of bread and Spanish Hamon (cured ham). The Atlantic traditions again are different, the coasts along the Bay of Biscay in the north and the southern coasts facing the Atlantic, where you will find dishes heavily reliant on bounties from the Atlantic Ocean. Dishes using octopus, cod and anchovies, combined in a seafood stew with vegetables. It’s easy to see why millions of people travel to Spain every year, the food is delicious and the people warm and welcoming.  

    There is much to see, do and enjoy in Spain. Fine wines and bustling colourful cities filled with beautiful people who embody a genuine enthusiasm for all thing’s life. Exotic foods and markets where you can sample flavours so foreign, they’re likely to make one’s lips pout with joy, or wince in dismay! The snail eating festival in Lleida, Catalonia, attracts 200,000 visitors every year. More than 12 tonnes of snails are consumed in one weekend. This is the sort of thing that you’re likely to experience in Spain – something completely foreign, enjoyable and unforgettable. It’s easy to get whipped up in all this excitement and forget yourself.

    Travel Insurance to SpainSpain Information

    Spain Geography 
    Spain Climate      
    Spain Attractions 
    Spain Activities 
    Spain History 
    Spain Cuisine   

    Australian Embassy Spain

    Torre Espacio
    Paseo de la Castellana, 259D, Planta 24
    Madrid 28046

    Telephone   +34 91 353 6600
    Fax              +34 91 353 6692

    Travel Insurance to Spain

    Please refer to the Australian Government website Smartraveller for general information about Spain from the Smartraveller website. Please read the PDS before considering travel insurance to Spain.

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Holiday Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance

    Spain Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Spain.