Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to New Zealand

    Travel Insurance to New Zealand

    Travel Insurance for New Zealand

    Looking for New Zealand travel Insurance?
    Enter your travel details in the quote panel to view travel insurance to New Zealand.   

    Planning a trip to New Zealand and you’re hunting for travel insurance? Travel Insurance Saver offers a variety of policies that may suit your needs. 

    Some holidays will have people looking at things from the relative safety of the sidewalk; however, if you’re travelling to New Zealand, chances are you’ll be immersing yourself in the great outdoors. New Zealand is one of the most beautiful, and one of the most travelled to countries on earth. Famous as the filming location of The Lord of the Rings, New Zealand can often times feel as if it’s a landscape taken from a fantasy realm.  

    Travel Insurance for your trip to New Zealand

    If you are considering a trip to experience the stunning New Zealand landscape, look no further. The country offers a wide array of incredible sites that will entice travellers from around the globe. If being out in nature is not enough for you, there are plenty of activities in the cities, too.  

    In Auckland, walk through the city's vibrant night markets or take a cruise through the harbour. In Christchurch, kayakers and paddleboarders can ride the majestic Avon River, and cyclists can take in the stunning city views.  

    No matter where you go, you will also find plenty of places to relax. From the white-sand beaches of the Coromandel to the diverse nightlife of Wellington, there are plenty of places to unwind after a hard day of exploring.  

    For a truly unforgettable experience, be sure to travel to New Zealand. With its diverse landscapes, exciting activities and laidback atmosphere, the country will leave you with unforgettable memories that will last a lifetime. 

    New Zealand travel insurance

    Background Information to New Zealand

    New Zealand is an island country located in the south-western Pacific Ocean, around 2000 km from the eastern coast of Australia. A flight from Sydney to Auckland generally takes around three hours. New Zealand is comprised of two main islands, the North Island, named Te Ika-a-Maui, of which the island capital is Auckland, the most populous city in New Zealand. The South Island, also known as Te Waipounamu, is the world’s twelfth largest island, and its capital is Christchurch.
    New Zealand is a large set of islands, its total land area is just under 270,000 square kilometres, which is slightly larger than the total land area of the United Kingdom. There are numerous smaller islands around the two main ones, they are Waiheke Island, Stewart Island and the Chatham Islands.

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    Demographics

    New Zealand has a population of around 4.794 million people, 74% of which identify with mixed-European ethnic groups.  

    New Zealand has a population of about 4.794 million, of which approximately 78% identify with European ethnic groups. New Zealanders of European descent are generally referred to as Pākehā, this term can be used for non-European New Zealanders as well who aren’t Maori. Asian peoples make up around 11% of the New Zealand population, and Pacific peoples make up around 7%. Maori’s, the indigenous people of New Zealand, make up around 15% of the population.  

    The majority of European New Zealanders are of Irish and British ancestry, though many are also Italian, Dalmatian, Dutch, and German, who immigrated largely during the 20th century. There’s also been a lot of European immigration through Australia, the Americas and South Africa. 

    Language:  English, Maori  
    Area: 268,680 sq kms 
    Capital City:  Wellington 
    ± GMT: +12 hours


    Flag New Zealand Travel Insurance

    New Zealand information

    New Zealand Geography 
    New Zealand Climate      
    New Zealand Attractions 
    New Zealand Activities   
    New Zealand History       

    Find out further information   

    Australian High Commission New Zealand

    Address
    72-76 Hobson Street
    Thorndon
    Wellington
    New Zealand

    Telephone:    +64 4 473 6411

    Australian Consulate-General in Auckland, New Zealand

    Address
    Level 7 Price Water House Coopers Tower
    186-194 Quay Street
    Auckland
    New Zealand

    Telephone     +64 9 9218800

    New Zealand travel insurance information

    Please refer to the Australian Government website Smartraveller for general information about New Zealand from the Smartraveller website. Please read the PDS before considering travel insurance to New Zealand.

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    New Zealand Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to New Zealand.