Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Attractions in New Zealand


    New Zealand travel insurance attractions

    New Zealand is known for its brilliant sightseeing and attractions, in particular, its natural wonders. Below we’ve set up a list of different things you can see in New Zealand, similar to our activities page, this is more about places you should go and see. In fact, a friend once said that ‘New Zealand is just one ridiculous natural wonder after another’, in other words, it’s an incredible place to visit if you love the outdoors. We’ve split the attractions into two sections, starting with some of the attractions on the North Island, and then moving down to the South Island. To get the proper New Zealand experience you may wish to visit both islands, of course, they’re both beautiful in their own right and have so much to offer.   

    North Island of New Zealand

    Bay of Islands, North Island

    If you’re looking to do some trekking by the ocean we highly recommend heading to the Bay of Islands, in the north of North Island. A highly popular vacation destination, this bay is an archipelago of more than 140 islands with many different trail hikes across it. You can camp by the shore, go fishing, and kayaking as well. You can also spot dolphins, penguins and whales in many different places around the archipelago.  

    Waipoua Forest, North Island 

    Close by to the Bay of Islands is the Waipoua Forest, one NZ’s many national forest parks. The largest remaining tract of forest on the north island, this park is the keeper of many towering species of tree, and the home of dozens of species of rare birds. The park is known for the Tane Mahuta, a towering tree also named the Lord of the Forest is more than 2000 years old.  

    Sky Tower, Auckland, North Island

    Construction started on the Sky Tower in 1994 and finished in 1997. It stands at around 330m and is the tallest free-standing structure in the southern hemisphere. The Sky Tower offers breathtaking views of the surrounding Auckland CBD, and the coast, beaches and mountain horizon. The Sky Tower also offers dining experiences for those who want a stellar view while they eat. 

    Rotorua's Arts Village, North Island

    The Rotorua Arts Village is in Rotorua, on NZ’s North Island.  The village is a not-for-profit project started by volunteers and is now an independent community arts organisation running projects and exhibitions throughout the year. See how young Māori learn the skills of traditional bone, wood, and greenstone carving. Visit a Marae and enjoy a concert of traditional songs, the haka and a hangi. 

    Napier, North Island

    The city of Napier was wrecked by an earthquake in 1931 subsequently the entire city was rebuilt in the art deco style of the day. The sleepy coastal city now has a reputation for having some of the most well-preserved art deco buildings in the world


    Hawkes Bay, North Island

    Hawkes Bay is located on the east coast of NZ’s North Island. It is very well known for its award-wines, and many people travel there for that reason. Hawkes Bay also has a number of national parks and lakes, like Lake Waikaremoana.  Located in the Te Urewera Rainforest, this lake includes many bushwalks and opportunities for kayaking. You can also stay in some luxury huts provided by the Department of Conservation, where you might hear some local Maori stories.  


    South Island of New Zealand

    Abel Tasman National Park, South Island

    The Abel Tasman National Park, aptly named after Abel Tasman, was founded in 1942 and is located between Golden Bay and Tasman Bay at the north end of South Island. Lush forests by white sands and clear blue waters are some of the things you can expect to see as you hike around this national park. The park is filled with wildlife, and there are plenty of places to set up camp for the night. If you should decide to, there’s the option of putting a kayak in the water and spotting dolphins.  

    Larnach Castle, Dunedin 

    Australasia’s only castle, albeit a mock one, is located at Dunedin. Built by politician and entrepreneur William Larnach, the castle is built in the Gothic revival architectural style. The castle and surrounding gardens have a long and interesting history and are worth seeing if you’re in the area.  

    Milford Sound, South Island

    New Zealand travel insurance attractions

    No list of New Zealand attractions would be complete without mentioning Milford Sound. Located in the south of South Island, Milford Sound is one of New Zealand’s most popular tourist attractions, and for good reason, it’s a stunning locale you won’t see anywhere else in the world. 

    Marlborough Sound

    The Marlborough Sound is not quite as steep as the Milford Sound, but it stretches a further distance and is perfect for bike riding. 

    Queenstown, South Island

    Queenstown is located in the south-west of NZ’s South Island and is often described as New Zealand’s adventure capital. Queenstown is a quaint and picturesque little town that sits on a number of inland lakes and overlooks the mountain range known as The Remarkables. 

    Franz Josef and Fox Glaciers

    Located in the Westland Tai Poutini National Park, the Fox and Franz glaciers are a spectacular sight. In some parts, the glaciers look as if a gigantic river flowing down a mountainous valley has been completely frozen solid.  That’s because of these rivers of ice flow from the highest peaks of the Southern Alps all the way down and out towards the ocean. You can take a guided tour and hike across the frozen ice, exploring the shelf of winter frosts. 

    Back to New Zealand Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.