Travel Insurance Saver
Single Trip Annual Multi Trip
    23
    September
    2021
    24
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Climate in New Zealand

    Extras

    New Zealand has a mild temperature, and the climate remains temperate throughout the whole country for the majority of the year. Rarely does the temperature fall below 0 degrees Celsius, nor rise above 30 degrees Celsius in the more populated urban areas. The country hit historical highs at 42 degrees in Rangiora, and historical lows at -21 degrees in Ophir, Otago. 

    New Zealand, like Australia, feels all of its seasons distinctly. From December to February it is summer, March through to May is autumn time, June to August is winter time, and September to November is springtime. Conditions vary greatly across the different regions and islands. The west coast of the South Island experiences torrential downpouring, the Canterbury fields region can be semi-arid, and the North Island is subtropical in the summer months, fine weather with good beaches for surfing. Surfing is covered by all of our travel insurance policies, and scuba diving travel insurance is automatically included on all policies if you’re taken out by a licensed instructor or possess an open water scuba diving license. 

    Christchurch is the driest city in New Zealand, which gets about 640mm of rainfall per year. Auckland is the wettest of all the cities in New Zealand and receives about 1300 mm per year. Snow does fall in New Zealand, at higher elevations in the more subtropical North Island, and more commonly at sea level on the South Island. It occurs inland on both islands, and very rarely does it fall at sea level on the North Island. Snow to sea does occur but quite rarely, once or twice a year. Many people travel to New Zealand for the fantastic snow conditions, to go skiing or snowboarding. If you’re deciding you want to hit the slopes in New Zealand, check our snow cover insurance policies. 

    Though it’s not frequent, New Zealand has been known to be hit by some severe weather events. Snow storms and blizzards can occur, particularly on the South Island where temperatures are much cooler, and land masses more elevated. Because the North Island is subtropical, the country can be hit by extra-tropical systems, storms brewing on the south and finishing in the more tropical north, which can cause a lot of damage. If you’re going to be travelling to New Zealand, you may want to check that your insurer covers for weather and natural disasters. Travel Insurance Saver policies cover for a number of extraordinary events. 

    Back to New Zealand Travel Insurance page

    Single Trip Annual Multi Trip
      23
      September
      2021
      24
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.