Travel Insurance Saver
Single Trip Annual Multi Trip
    25
    July
    2024
    26
    July
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance to Papua New Guinea

    Map Papua New Guinea Travel Insurance

    Background Information for Papua New Guinea

    Lies just below the equator is a tropical country, the main island has a mountain range running down its spine with peaks up to 15,000 feet the Owen Stanley range. 

    Many smaller tropical islands surround the mainland the largest of these being New Britain and New Ireland. The people of Papua New Guinea are Melanesian coupled with a large expatriate community. 

    Travel is mainly by way of air, but there is the main highway from Lae on the north coast to the central highlands. The geography and flora can be quite spectacular. Diving is very popular with an abundance of coral reefs and wartime relics. Kavieng on New Ireland is quite famous for the diving on offer.   

    There are many small towns on the coast and within the highlands that offer a variety thing to do. For the avid golfer, the Lae Golf course is spectacular and should not be missed. 

    Like many developing countries personal security can be an issue and reasonable care should be taken. 

    The main towns are Port Moresby, Lae, and Madang. Madang is a beautiful tropical coastal town located on the north coast of the mainland. 

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    Demographics for Papua New Guinea

    Language:  English, Pidgin, Hiri Motu  
    Area: 462,840 sq. km  
    Capital City:  Port Moresby 
    ± GMT: +10 hour


    Flag - Travel Insurance to Papua New Guinea More information about Papua New Guinea

    Papua New Guinea Geography
    Papua New Guinea Climate
    Papua New Guinea Attractions
    Papua New Guinea Activities
    Papua New Guinea History

    Australian Consulate Papua New Guinea

    Address
    Godwit Road (Waigani)
    Port Moresby NCD
    Papua New Guinea

    Telephone   +675 325 9333 (24 Hours)
    Fax              +675 325 9239

    Papua New Guinea travel insurance information

    Please refer to the Australian Government website Smartraveller for general information about Papua New Guinea from the Smartraveller website. Please read the PDS before considering travel insurance to Papua New Guinea.

    Useful Links

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    Snow Travel Insurance

    Papua New Guinea Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Papua New Guinea