Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    New Zealand Geography

    New Zealand is really two islands, both share a lot of similarities and some key differences. 

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance travel insurance policies.


    The archipelagic nation of New Zealand is located about 2000 km from Sydney on Australia’s southeast coastline. The Tasman Sea separates the two countries. New Zealand’s closest island neighbours are New Caledonia, Fiji and Tonga, tropical island countries to the north.  

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance travel insurance policies.


    North Island, New Zealand

    If you’re heading over to the North Island, also known as Te Ika-a-Maui, you can expect the weather to be a lot warmer, enjoying subtropical temperatures during the summer months. The North Island also has some spectacular beaches, where you can enjoy some great activities. 

    You’ll find the North Island is much-less vertical than its southern counterpart. No mountains reach higher than 1800 m, the tallest peaks are in the Ruahine and Tararua mountains. The island is very volcanic, with a large volcanic plateau most of which is at an altitude over 600m. The volcanic presence also brings with it natural hot springs and geysers.

    Heading to New Zealand. Get a quote to view New Zealand travel insurance plans.

    The Pohutu Geyser in Te Puia can erupt up to twenty times a day, these geysers can be surrounded by geothermic hot springs, natural spa baths that have many purported health benefits. This volcanic plateau is located in the centre of the island.  

     

    The North Island is also characterized by its large white coastlines with expansive beaches, and wide vast open plains and fields. These fields are usually coated in lush green grasses, and as a result, the North Island is known for its wonderful produce, like dairy and wine. These farmlands are separated on either side by a ridge of mountains that run through the centre of the island. The North Island provides for great mountain biking experiences.

    South Island, New Zealand

    The South Island is the larger of the two islands, though it only holds about a quarter of the population. Known affectionately by South Islanders as the mainland, around 33% of the entire population of the South Island live in Christchurch, the islands capital city. Around 88% of the island’s population identified has having European descent, while 8% identify as Maori. As opposed to its Northern neighbour, the South Island, or Te Waipounamu, is much more mountainous. 

    Going overseas to ski or snowboard? Compare snow sports coveroptions from Travel Insurance Saver.


    The South Island is also known for its many frosty glaciers which cap the islands many mountains. As a result, there are many rivers and tributaries flowing throughout the island, making it well hydrated and lush. The glaciers descend to less than 220m. The rivers are fed by the melting glaciers and torrential rains. Like the North Island, the South Island is also characterized by vast sweeping plains. The Canterbury Plains are an example of the islands famous plains, located in the central-eastern part of the island, the plains were formed by quaternary moraine deposits from glacial periods. There are several other plains on the island, including the Westland Coastal plain and the Southland plain. The beautiful geographical features of the South Island, including its U-shaped valleys carved out between cloud-kissing mountains, have been the basis for many film shoots, including The Lord of the Rings and The Hobbit trilogies. The South Island provides for some great trail riding experiences.

    Heading around the world? Worldwide travel insurance cover available online from Travel Insurance Saver.


    Back to New Zealand Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.