Travel Insurance Saver
Single Trip Annual Multi Trip
    28
    October
    2021
    29
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    New Zealand Geography

    Extras

    Taking out a travel insurance policy for your trip to New Zealand? Let us talk to you about some of the geographical features of the country. New Zealand is really two islands, both share a lot of similarities and some key differences. We’ll start discussing the North Island first, and then move on to the larger South Island. 

    The archipelagic nation of New Zealand is located about 2000 km from Sydney on Australia southeast coastline. The Tasman Sea separates the two countries. New Zealand’s closest island neighbours are New Caledonia, Fiji and Tonga; tropical island countries to the north. 

    North Island, New Zealand

    If you’re heading over to the North Island, also known as Te Ika-a-Maui, on your journey you can expect the weather to be a lot warmer, enjoying subtropical temperatures during the summer months. The North Island also has some spectacular beaches, where you can enjoy some great snorkelling and scuba diving. Make sure you check our scuba diving page for more information about what your travel insurance policy will cover you for. 

    You’ll find the North Island is much-less vertical than its southern counterpart. No mountains reach higher than 1800 m, the tallest peaks are in the Ruahine and Tararua mountains. The island is very volcanic, with a large volcanic plateau most of which is at an altitude over 600m. The volcanic presence also brings with it natural hot springs and geysers. The Pohutu Geyser in Te Puia can erupt up to twenty times a day, these geysers can be surrounded by geothermic hot springs, natural spa baths that have many purported health benefits. This volcanic plateau is located in the centre of the island. 

    The North Island is also characterized by its large white coastlines with expansive beaches, and wide vast open plains and fields. These fields are usually coated in lush green grasses, and as a result, the North Island is known for its wonderful produce, like dairy and wine. These farmlands are separated on either side by a ridge of mountains that run through the centre of the island. The North Island provides for great mountain biking experiences, check the site map for insurance info. 

    South Island, New Zealand

    The South Island is the larger of the two islands, though it only holds about a quarter of the population. Known affectionately by South Islanders as the mainland, around 33% of the entire population of the South Island live in Christchurch, the islands capital city. Around 88% of the island’s population identified has having European descent, while 8% identify as Maori. As opposed to its Northern neighbour, the South Island, or Te Waipounamu, is much more mountainous. There are eighteen peaks which stand at more than 3000m above sea level. The tallest mountains lie in the centre of the island, one of which, Mt. Cook, is around 3700m tall. All Travel Insurance Saver policies have no altitude limit, so if you’re looking to take out a travel insurance policy, you won’t have to worry about altitude limits on your hikes. 

    The South Island is also known for its many frosty glaciers which cap the islands many mountains. As a result, there are many rivers and tributaries flowing throughout the island, making it well hydrated and lush. The glaciers descend to less than 220m. The rivers are fed by the melting glaciers and torrential rains. Like the North Island, the South Island is also characterized by vast sweeping plains. The Canterbury Plains are an example of the islands famous plains, located in the central-eastern part of the island, the plains were formed by quaternary moraine deposits from glacial periods. There are several other plains on the island, including the Westland Coastal plain and the Southland plain. The beautiful geographical features of the South Island, including its U-shaped valleys carved out between cloud-kissing mountains, have been the basis for many film shoots, including The Lord of the Rings and The Hobbit trilogies. The South Island provides for some great trail riding experiences, check our mountain biking site map for more insurance information. 

    Back to New Zealand Travel Insurance page

    Single Trip Annual Multi Trip
      28
      October
      2021
      29
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.