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    7
    December
    2023
    8
    December
    2023
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Travel Insurance to Austria

    Extras

    Map Austria Travel Insurance

    Austrian Demographics

    Language:  German  
    Area:  83,871 sq. km
    Population:  8,773,000
    Capital City:       Vienna
    ± GMT (Time): +1 hour

    Travel Insurance to Austria

    A mountainous landlocked country of south-central Europe, what is called the core of Europe

    Austria’s prominence can be attributed to its geographic position. It is at the centre of European traffic between east and west along the great Danubian trade route and between north and south through the magnificent Alpine passes. Following the collapse in 1918 of Austria-Hungary, this small country experienced more than a quarter century of social and economic upheaval.

    With the end of World War II, Austria has developed into a stable and socially progressive nation with a flourishing cultural life reminiscent of its earlier days of international musical glory. The capital of Austria is historic Vienna (Wien), the former seat of the Holy Roman Empire and a city renowned for its architecture.

    Austria is bordered to the north by the Czech Republic, to the northeast by Slovakia, to the east by Hungary, to the south by Slovenia, to the southwest by Italy, to the west by Switzerland and Liechtenstein, and to the northwest by Germany. 

    Mountains and forests give the Austrian landscape its character, although in the northeastern part of the country the Danube River winds between the eastern edge of the Alps and the hills of Bohemia and Moravia in its journey toward the Alföld, or Hungarian Plain. Vienna lies in the area where the Danube emerges from between the mountains into the drier plains.

    You may require travel insurance to secure a Schengen Visa, this will allow access to Schengen Area amongst other European counties. Visit amazing cities such as the capital Vienna or Linz, Salzburg or Graz. Please refer to Smartraveller for further information .    

    Austria information

    Geography  in Austria
    Climate        in Austria
    Attractions   in Austria
    Activities      in Austria
    History         in Austria

    Exercise common sense and look out for suspicious behaviour, as you would in Australia. 

    Nearby countries to Austria

    Italy travel insurance- Flag Austria Travel Insurance
    Hungary travel insurance
    Croatia travel insurance
    The Czech Republic travel insurance
    Sweden Travel Insurance
    UK Travel Insurance
    Finland Travel Insurance
    Austria Travel Insurance
    Germany Travel Insurance
    Poland travel insurance
    Norway travel insurance   

    Australian Embassy - Austria

    Address
    Mattiellistraße 2
    Vienna 1040
    Austria

    Telephone   +43 (0) 1 506 740
    Fax              +43 (0) 1 504 1178

    Travel insurance to Austria

    Please refer to the Australian Government website Smartraveller for general information about Austria from the Smartraveller website. 

    Useful Links

    Travel Insurance
    Travel Insurance Australia
    International Travel Insurance
    Worldwide Travel Insurance
    Overseas Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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