Travel Insurance Saver
asdas Get a Quote
Single Trip Annual Multi Trip
    22
    November
    2024
    23
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance activities that may be covered

    There are several activities that may be covered under the travel insurance products offered online by Travel Insurance Saver, depending on the event. However, there are also a number of activities which are generally excluded under all travel insurance plans from Travel Insurance Saver.
     
    Some activities are limited to the product you are selecting such as Snow Sports Cover which are only applicable to certain travel insurance plans. Please see activity list below for further information.
       
    Please note that the following activities are excluded from all policies 
    Hunts, plays polo, races (except on foot), mountaineers using support ropes, paraglides, rock climbs, abseils, participates in base jumping, running with the bulls, or potholing.
     
    Other general exclusions to consider before partaking in certain adventure activities, but not limited to;
    A loss arising from if a member of the travelling party intentionally and recklessly places themselves in circumstances, or undertakes activities, which pose a risk to their personal safety (except in an attempt to save a human life). 

    Professional Sporting Activities are excluded: an activity for which you receive financial reward, sponsorship, or benefits from participating in or training for that activity, regardless of whether or not you are a professional sportsperson.

    Any cover for your liability resulting out of your use of a mechanically propelled vehicle (e.g. motor vehicle, jet ski, boat, or motorcycle).
    There is no cover for: 
    • riding an all-terrain vehicle or quad bike, either as the person in control or as a pillion passenger.
      • Note, cover is available on International plans if you are riding an all terrain vehicle or quad bike as part of a tour with a licensed operator
    • participating in activities on snow or ice, other than snow sports activities if you have purchased the Snow sports cover option, where available.
      • Note, International plans may offer cover for the following activities without purchasing the Snow sports cover option: ice skating on man-made bodies of water; dog sledding with a licensed tour company; and glacier walking on a guided tour. 
    • participating in any competitive record attempts involving aerial devices or aircraft.
    • participating in, or training for, a professional sporting activity; or
    • travelling in international waters in a private sail vessel or privately registered sail vessel.
    Riding motorcycles, mopeds, or motor scooters, and scuba diving, have their own sets of conditions and are not coverable unless those conditions are met. 
     
    Motorcycle, moped, and motor scooters:
     
    There is no cover for riding a motorcycle, moped or motor scooter, either as the person in control or as a pillion passenger: with an engine capacity greater than 250cc, or without wearing a helmet, or where the person in control does not have a full motorcycle licence that is valid both in the country of travel and in their country of residence.
     

    Riding an e-scooter or e-bike when overseas

    Cover is available on International plans for:
    • Riding an e-scooter with maximum speed capacity up to 25km/hr
    • Riding an e-bike with maximum speed capacity up to 35km/hr

    Scuba diving: 

    There is no cover for scuba diving unless you hold an open water diving licence, or you were diving under licensed instruction.
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  
     
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   
     
    Adventure activity travel insurance

    The following activities are covered, please check product restrictions & PDS before considering.

    Baseball   
    Basketball   
    Bowling  
    Adventure activity travel insurance 
    Canyon Swing      
    Cricket   
    Dancing   

    Find out more about the following activities. 

    Jet Ski Travel Insurance
    Mountain Bike Travel Insurance
    Off-piste and Back Country Skiing
     
    Adventure activity travel insurance
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.
    Google

    Google Rating

    Our customers rated their
    experience 4.6 out of 5.

    Awards

    Multiple award winning travel insurance company

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

    Travel Insurance Saver
    © 2024 Travel Insurance Saver
    Insurance Saver Pty Ltd ABN: 18 624 919 366