Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    June
    2021
    25
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Hiking and Trekking Travel Insurance

    Extras

    Automatically covered

    Hiking and trekking activity is automatically covered for free under all international travel insurance policies. It is one of the best things to do while you travel and is a proven form of active meditation; it is time to talk about hiking and trekking travel insurance. 

    You may be asking yourself, what could possibly go wrong on a hike? It is always good to be prepared when we travel, and that is why people purchase travel insurance, even if all we are doing is hiking and trekking around the countryside. 
     

    Who can hike?  

    There are many demographics who enjoy hiking. Whether it be seniorsfamilies, or couples on a honeymoon; a comprehensive travel insurance policy will cover your hiking needs.

    Travel insurance saver policies cover hiking and trekking automatically for free under all of our international travel insurance policies. This means that if you have an accident on your hike, you can expect to receive unlimited medical coverage, as well as a minimum of $250,000 for medical emergency evacuation, which can be invaluable of you are hiking in a remote area. 
     

    How high?  

    Also, on all travel insurance saver policies, there is no altitude limit, so you are free to hike and trek as high as you want. The limitation on this is that you cannot use guide ropes or ice picks, it cannot be a rock-climbing expedition, it must be a hike or trek. 

    When looking online for travel insurance, you can compare different policies, which will enable you to find the best suited policy for your holiday. If you are hiking on your next overseas holiday, it is important you take out hiking travel insurance. 

    Why You Should Hike 

    One of the best ways to get a feel for a country is to hike around it. There are numerous hikes and treks all around the world that people get involved with. More and more people are doing hikes and treks all around the world, and they are particularly popular with seniors. If you are a senior going on a hike, check our seniors travel insurance page for more details. 

    If you are planning on doing the hike in Machu Picchu, you can expect to have a wonderful time. It is one of the best treks in the world, and although you will travel over some precarious heights, the trek itself is none too difficult. You just have to watch out for altitude sickness. 

    If you have a pre-existing medical condition which becomes exacerbated due to your participation in a sporting or adventure activity, you may not be able to receive full medical travel insurance cover. Always apply for cover for your pre-existing medical condition.
     

    Around the world 

    Along with Machu Picchu in Peru, there are various religious pilgrimages all around the world which offer fantastic hiking experiences. Europe has a number of hiking experiences, such as the Camino trail which goes from France to Portugal

    Hiking and trekking are the best ways to travel, staying at guesthouses along the way, you truly get to soak in all a country has to offer. Refer to our online travel insurance page for more details on purchasing travel insurance online

    If you are ready to get a quote, head back to our homepage. 
     
    Before deciding to purchase this product, please read the Product Disclosure Statement available from us.  

    Single Trip Annual Multi Trip
      24
      June
      2021
      25
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions