Mountain Bike Travel InsuranceHolidaying is a time for fun and adventure, here at Travel Insurance Saver we want you to get the most out of your holiday while staying safe and insured! Activities like mountain biking are automatically covered by our policies given that you are not participating in any competitive racing events.
Taking extra precautions when it comes to participating in sporting activities which pose a risk is a must, not only to ease the process of claiming the event of unforeseeable circumstances but also when it comes to personal safety! Travel Insurance Saver recommends wearing protective gear such as a bike helmet when going Mountain Biking on your holiday.
Here is just some of the coverage offered which may apply to you if you go mountain biking while on your holiday:
- Hire or ride your own bike and be covered by all policies
- It is advised that you wear a helmet when cycling and bike riding
- Unlimited medical and dental cover
- Up to an unlimited amount of medical evacuation and repatriation with Annual multi-trip travel plan, and International travel plans
- Personal liability cover (unlimited)
Mountain biking has some obvious medical risks associated with it, particularly for young children, the elderly and anyone who suffers from a previous or current physical injury.
If a scenario involving mountain biking aggravates an injury or pre-existing medical condition, you may be excluded from receiving full coverage unless you have applied beforehand for coverage for pre-existing medical conditions.
Drinking alcohol or taking illicit substances while mountain biking is apparently very dangerous and if you sustain an injury while intoxicated your coverage may be prevented, the same goes for failing to wear protective gear such as a helmet.
Specified Item Limit
Want more cover than the individual item limit, if so you can be applied if you purchased your bike within the last 12 months or if you have a valuation of your bicycle within the previous 12 months.
To apply a specified item limit, you will need to include the bike details when checking out.
An additional fee of 3% of the total value will be applied to your total premium.
Is the bike older than 12 months?
If you your bike is older than 12 months and you want to get additional cover, you will need to get a bike valuation before applying for a specified item limit.
Here are the products that you can include a specified item limit
Sporting equipment is covered while in use on the following two policies
- International Comprehensive
- Annual Multi Trip
Sporting equipment while in use is excluded from the following four policies
- Premium Plus
- A Travel Plan (Comprehensive)
- B Travel Plan (Comprehensive)
- C Travel Plan (Comprehensive)
Contact Travel Insurance Saver
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