Travel Insurance Saver
Single Trip Annual Multi Trip
    28
    October
    2021
    29
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Insurance while Scuba Diving

    Scuba Diving is a excluded activity unless you hold a full open water scuba diving license or are diving under licensed instruction, you will not be eligible for travel coverage when scuba diving if you don't meet one these criteria.

    Excluded Activities that apply to all policies -  hunts, polo, races (except on foot), mountaineers using support ropes, paraglides, rock climbs, abseils, base jumping, running with the bulls, and pot holing.
    Scuba Diving Travel Insurance
    Take a look at some of the coverage offered which may apply to you if you decide to go scuba diving on your holiday.

    Extras

    Travel Insurance for Scuba Diving

    Travel insurance plans can offer cover^ for:

    scuba diving is an excluded activity unless you hold an open water diving licence or you were diving under licensed instruction;

    When looking at travel insurance cover make sure that you meet the criteria set out in the product disclosure statement. Get a quote to view rates and PDS.  

    Scuba Diving Travel Insurance
     
    Scuba diving has obvious health risks and shouldn’t be attempted if you’re suffering from an existing medical condition which could be exacerbated by diving unless otherwise recommended by a doctor. 
      
    If an injury or existing medical condition is aggravated by you partaking in scuba diving, you may be excluded from receiving coverage unless you have completed a medical assessment and, where approved, paid the additional premium for the specified medical condition option. 

    To improve safety during your dive you should always dive with a certified scuba instructor.
     

    Scuba Diving when on holiday? 

    Delving into the deep depths to discover the fantastic array of marine life and coral? Always remember to recycle and dispose of waste responsibly. 

    Scuba diving is a fantastic experience for all to participate in. However, it has its associated risks; to ensure you are abiding by the limitations of your policy, we cannot stress enough the importance of partaking in this activity with a licenced scuba diving instructor or having your open water licence. 

    Travel insurance for scuba diving  
    Ensuring your safety and minimising risks associated with scuba diving is a must when it comes to any water related activities. 

    Looking to try something new these holidays?

    Travel Insurance Saver wants you to feel safe and secure when exploring these lifetime experiences such as scuba diving so make sure you stay within the parameters of the travel insurance policy and we hope you have a ball. 

    Remember: You need to be diving with a licensed instructor, or you must have an open water scuba divers license, for your travel insurance policy to provide cover for the unexpected.
     
    Please note excluded activities that apply to all policies - hunts, plays polo, races (except on foot), mountaineers using support ropes, paraglides, rock climbs, abseils, participates in base jumping, running with the bulls, or potholing.

     

    Best scuba diving spots 

    Here’s a list of some of our favourite scuba diving spots from all around the world 
     

    Travel Insurance while scuba diving The Blue Hole Belize

    While the Blue Hole in Belize isn’t necessarily an incredible reef, it’s still a must-see for any scuba diver. This amazing hole in the middle of the Caribbean off the country of Belize, near the island of Caye Caulker, key corker is how the locals pronounce it, should be on any travellers wish-list. The Blue Hole is a sinkhole in the ocean, its diameter is around 30 metres across, and it is about 300 metres deep. Surrounding the hole itself is an extensive reef. You can get to the island from the mainland or from Caye Caulker, they usually take charters out there for a reasonable price. The Blue Hole is a part of the Meso-American Barrier Reef. There are plenty of licensed scuba divers on nearby Caye Caulker where.
     

    Travel Insurance while scuba diving The Yongala, Queensland Australia 

    The S. S. Yongala was sunk right amongst the Great Barrier Reef in Queensland. The beauty of this is that you get to explore the exterior of a gigantic sunken ship while also diving the Barrier Reef.   

    Scuba Diving Travel Insurance

     

    Travel Insurance while scuba diving The U.S.A.T Liberty, Bali Indonesia 

    The USAT Liberty was a U.S military vessel that was sunk by Japanese submarines and eventually came to rest off the coast of Bal. The ship inadvertently became a vibrant reef of sorts for the local marine life that populates the oceans of Indonesia, including the Flap-nose Ray and the Great Barracuda. Bali is also a very popular tourist destination so if you’re ever there it would be worth snorkelling/scuba diving the USAT Liberty. 
     

    Travel Insurance while scuba diving Ningaloo Reef, Western Australia 

    The Ningaloo Reef is located in Australia along the Western-Australian coastline. Ningaloo is famous for its broad stretch of coral which comes right up to the white sandy beach. You can choose to snorkel along the coastline, or you can swim/take a boat further out from the shoreline. The coral further from the shore has different marine visitors each year, including whale sharks, dugongs, humpback whales and manta rays. 
     

    Travel Insurance while scuba diving New Caledonia Barrier Reef, New Caledonia 

    The New Caledonia Barrier reef is the second largest barrier reef in the world, it’s over 1500 km across. The New Caledonia Barrier Reef equals or surpasses the Great Barrier Reef in terms of fish and coral biodiversity. The reef has a large number of endemic species and is home to a large population of dugongs. New Caledonia is a very popular tourist spot, and there are usually many licensed instructors around. 
     

    Travel Insurance while scuba diving The Red Sea Coral Reef 

    The Red Sea Coral Reef is one of the world’s largest reefs spanning over 2000km across shorelines. This reef also has a large population of endemic marine species and is home to over one-hundred species of hard coral. The Red Sea Coral Reef is located in the Red Sea and is over 5000 years old. 
     
    Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      28
      October
      2021
      29
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.