Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    June
    2021
    25
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Conservation Work Travel Insurance

    Extras

    Conservation work trip cover 

    Are you heading overseas and doing some conservation work? You can receive travel insurance coverage for the conservation work you do overseas. Travel insurance applies to conservation work as it would with any other job. If you were going on a business trip overseas you can receive trave insurance coverage, similarly if you are going overseas to do conservation work you can receive coverage through your travel insurance provider depending on the work done. 

    People are more frequently travelling overseas to take part in conservation work. This can either be paid work or volunteer work. Travel Insurance Saver provides coverage for a number of different scenarios and activities that people might participate in while overseas.

    Comparing Policies  

    You can compare and choose from a number of different travel insurance policies when you go online. Conservation work is a broad term, and this could include working in an elephant sanctuary, or working by replanting trees in designated forests; essentially you are giving your time to help.

    Working with a medical condition  

    If you have a pre-existing medical condition that becomes exacerbated due to your participating in a conservation activity you will not receive full coverage unless you have specifically applied for it beforehand.

    Likewise, if you put yourself in immediate, obvious and unnecessary danger due to your participating in conservation work you will not receive coverage. 

    Conservation work rise in popularity 

    The number of people travelling abroad to do conservation work has dramatically increased over the past two decades. There are a number of reasons for this.

    For one, people living in the western world are now in more of a position than ever before to travel to other countries and do relief work.  

    People living in the western world enjoy a better standard of living, and generally have more funds to spare than people living in developing nations. 

    There is a lot more awareness about the need for conservation nowadays than there was thirty years ago, and there is more of an impetus to engage in it, particularly in the tourist industry. 

    Who can do it?  

    Whether you are a student travelling on a student visa, a backpacker or a business person, you will need travel insurance for your conservation holiday.  

    With this newfound accessibility, the rise of globalisation and the interconnectivity of the world, people may easily travel between countries.

    With this, the number of people travelling on conservation work holidays has increased. What could be more enjoyable than going overseas and helping other people, and the natural world? 

    Help the world by travelling 

    Conservation holidays are a great way to travel, see the world, and help the environment.  

    Conservation holidays require travel insurance, and with any international online travel insurance policy you will find that conservation holidays are automatically covered for free.

    When shopping online for conservation travel insurance, you will be able to compare policies from different insurers and hopefully save money, which will enable you to have a better holiday. 

    Get a quote on our homepage.  

    Before deciding to purchase this product, please read the Product Disclosure Statement available from us. 

    Single Trip Annual Multi Trip
      24
      June
      2021
      25
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions