Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    January
    2025
    23
    January
    2025
    Traveller 1
    Traveller 2
    Traveller 3
    Traveller 4
    +Traveller

    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to India

    Travel Insurance for India

    Looking for India travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for India.  

    Planning for a Holiday in India?

    Travel Insurance to India
    India is an incredible holiday destination. Nowhere else in the world can you find quite as much cultural and spiritual diversity in one place. 

    If you are planning to travel to India, you may wish to consider travel insurance to India before departing. 
      
    Because India is a developing nation, the rate of petty crime is high, particularly in large urban areas. Tourists make very easy targets for thieves and pickpockets. 
      
    During the holiday season, i.e., from March to September, airports and train stations become passageways for extremely large numbers of people. The train stations of Mumbai are infamous for being chaotic and overcrowded.
     

    Travel Insurance for your trip to India

    India has long been known as one of the world’s most fascinating places to visit. With a history reaching back many centuries, a vibrant culture, and some of the most amazing landscapes and scenery you will ever encounter, India is a world away from home. 

    Whether you are looking to travel to India for a relaxing, indulgent holiday, or to explore one of the many historic sites dotted across the country, you will not be disappointed. When travelling to India, the two most popular cities are New Delhi and Mumbai. As the busiest and most developed cities in the country, they offer a vast range of accommodation, restaurants, and attractions. 

    New Delhi is the Indian capital and is home to some incredible monuments such as the Qutub Minar, Humayun’s Tomb and the Red Fort. Mumbai, the country’s principal financial hub, is a bustling port city with many amazing sites, such as the Gateway of India, Elephanta Island, and the famous slums of Dharavi. 

    Both cities are bustling with life, culture, music, theatre, and art scenes. Away from the cities, India offers a wide variety of experiences. For the adventurous traveller, there are opportunities for wildlife safaris and trekking. Fortresses, temples and monuments adorn the country from Kashmir in the north to Kanyakumari in the south, each offering unique insights to the region’s culture. 

    India also has some of the most bustling food scenes of anywhere in the world. From spicy curries to light and refreshing vegetable dishes – you will never go hungry! Wherever you choose to go in India, you are up for an unforgettable experience. 

    Whether it is spending a week at the Taj Mahal, shopping in Delhi or exploring the markets of Mumbai, India is a destination you’ll never forget. So, if you are looking for an exciting and captivating experience, travel to India and let your journey begin!
     
      

    India travel insurance

    Map India Travel Insurance

    Demographics

    Language:   Hindi, English 
    Area:  1,261,497 sq. miles 
    Capital City:  Delhi 
    ± GMT:  +5½ hours 

    Nearby Countries to India

    China Travel Insurance
    Pakistan Travel Insurance
    Sri Lanka Travel Insurance
    Nepal Travel Insurance
    Bangladesh Travel Insurance
    Thailand Travel Insurance
    Singapore Travel Insurance
    Oman Travel Insurance

    Background information about India

    India is a country located in South-Asia. It is the seventh-largest country by geographical area and second-most populous country in the world. Bounded by the Indian Ocean to the south, the Arabian Sea in the west, and the Bay of Bengal in the east, India has a coastline of 7,517 kilometres. As you’d imagine, India has some amazing beaches, particularly the tourist hotspots of Goa, Calangute and Kovalam. 

    India’s land borders are Pakistan in the west; Nepal and Bhutan to the north; the People's Republic of China (PRC) in the North-East; and Bangladesh.   

    India is highly multicultural. There are many different religions in India, but the main ones are Hindu, Islam, Christianity, Sikhism, Jainism and Buddhism. The predominantly spoken languages of India are Hindi and English.  

    India informationFlag India Travel Insurance

    India Climate
    India Attractions
    India Activities
    India History
    India Language

    Australian Consulate-General in Chennai, India

    Address
    512, Alpha Wing, Raheja Towers
    177, Anna Salai
    Chennai 600 002
    Tamil Nadu, India

    Telephone  +91 44 2860 1160
    Fax           +91 44 2860 4988

    Australian High Commission, India

    Address
    Australian Compound
    No. 1/50 G Shantipath, Chanakyapuri
    New Delhi 110-021
    India

    Telephone +91 11 4139 9900
    Fax          +91 11 2687 2228

    Australian Consulate-General in Mumbai, India

    Address
    36 Maker Chambers VI
    220 Nariman Point
    Mumbai - 400 021
    India

    Telephone
    +91 22 6669 2000
    Fax
    +91 22 6669 2005

    Size

    India is the world's second most populous country after China. Over the last 50 years, there have been many advances in medicine, agriculture and transportation in India. This has led to rapid growth in population.

    Around 70% of Indians inhabit rural areas, but recent decades have seen the migration of many rural living Indians to cities, increasing the population of urban centres, resulting in megacities like Mumbai. India's largest cities are Mumbai (formerly Bombay), Delhi, Kolkata (formerly Calcutta), Chennai (formerly Madras), Bengaluru (formerly Bangalore), Hyderabad and Ahmedabad.

    Travel Insurance to India

    Please refer to the Australian Government website Smartraveller for general information about India from the Smartraveller website. Please read the PDS before considering travel insurance to India.

    Useful Links

    Compare Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Already Overseas Travel Insurance
    Snow Travel Insurance

    India Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to India.