Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Activities in India

    Extras

    Music

    LIn India, you will find as much diversity in their music as you will in their language. Indian music has inspired some of the western world’s greatest musicians. From The Beatles to Led Zeppelin, they’ve all had a trip to India to become more musically inspired. Expect to hear Indian Rock’n’roll, Bollywood music and even classical Indian music using sitars. listen to the evocative instruments of Indian music, such as the sitar, sarod and the subtle rhythm of the tabla. Note the variety of dance forms, each with its own costumes and elaborate language of gestures.

    Deserts

    You must experience India’s deserts. Jaisalmer, in Rajasthan, is where you will find the Desert Festival in January/February each year. Pushkar in October/November hosts the unique and lively Camel Fair. Enjoying tea while overlooking the desert sounds like a good way to enjoy your holiday.

    Golf

    India has very many golf courses. If you want to play golf with a twist, play on the highest golf course in the world – Gulmarg. From this point, you can take in the breathtaking view of Nanga Parbat, one of the world’s highest mountains. In winter, Gulmarg is transformed into a famous ski resort. If you’re serious about golf, head to DLF Golf and Country Club in Haryana. It is reputedly one of the finest courses in the country. 

    Full Moon Party

    Goa is famed for some of the biggest and best parties in the world. From mainstream electronic parties to underground psychedelic trance – Goa has everything for the thrill seeker in you.

    Carnival

    If you’re one for diving and the ocean you can’t go past the Andaman Islands. Located in the Bay of Bengal, this archipelago is bordered by white sands and beautiful clear turquoise water. The island itself is a treasure to behold, but people come here for the snorkelling, which is nothing short of a diver’s dream. Unique plant and marine life populate the islands reef systems, so if you’re keen on diving, we recommend you head out there for a week of sea, sun and scuba. 

    Snorkelling

    Snorkel in the Andaman Islands, in the Bay of Bengal, a lushly forested archipelago that has exotic plant life and a wide variety of corals and tropical fish.

    Hindu Festival

    Be a part of the Durga Puja, held over September and October in Kolkata (Calcutta). It is one of the largest Hindu festivals in India. You can also go to the Holi festival. Held everywhere around India, it really goes off in the big cities (Mumbai, Delhi). Holi festival is held in March

    Trekking

    The Himalayas stand in northern-India, so if you’re into mountaineering, we suggest you head anywhere north – the Kullu Valley for instance. There are also some fantastic treks further south. Kodaikanal is popular among tourists and lies in the southern state of Tamil Nadu. 

    Cruises

    Take a cruise down the tropical backwaters of Kerala, stopping on the way to walk through sleepy villages, enjoy a curry or some tea and chat with the friendly locals. 

    Back to India Travel Insurance page

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.