Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    June
    2021
    15
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    History of India

    Extras

    India has one of the longest and most well-documented histories of all the world’s civilizations. The history of the Indian people began in the Indus Valley, in northern India. The Indus Valley people flourished and populated much of the north-western Indian subcontinent. This was a bronze age civilization and boomed from around c. 3300 to 1300 BCE. Other notable civilizations co-existing on the planet alongside the Indus Valley people at this time were the ancient Egyptians and the ancient Mesopotamians. 

    Successive empires have ruled over different regions in India, from the Achaemenid Persian empire around 543 BCE to Alexander the Great’s conquest in 326 BCE. The Mughal’s ruled over parts of India in the 1500s, and the Sikh’s ruled the Punjab region in the 1700s. As you’d imagine, the many empires and kingdoms ruling over India have contributed strongly to Indian cultural diversity. 

    India had maritime business links with the Roman Empire through the Kerala people, around AD 77. In 712 CE, the Arab general Muhammad bin Qasim invaded and conquered Sindh and Multan in southern Punjab. This allowed for multiple invasions between the 10th and 15th centuries, setting the stage for several successive invasions between the 10th and 15th centuries CE from Central Asia. Eventually, multiple Muslim empires were formed on the subcontinent. 

    The Mughal Empire, which helped spread Islam throughout India and south-east Asia, declined in the early eighteenth century. This decline gave rise to other ethnicities and kingdoms, such as the Afghans, the Balochis, who now reside in Pakistan, and notably the Sikh people (Punjab, Golden Temple). 

    India was annexed by the British East India Company in the mid-18th century. The Indians became dissatisfied with Company rule, which led to the First War of Indian Independence. After this period India was directly administered by the British Crown, which prompted rapid development and infrastructure growth (architecture of Kolkata).  Tea was introduced to India by the British in an attempt to break the Chinese monopoly on the tea trade at the time. The British also introduced cricket, which is a passionate Indian past-time. 

    The Indian people undertook a long and arduous struggle for independence from the British. It began in the mid-1800s and continued for around a hundred years. There were multiple conflicts and movements. Mahatma Gandhi arose to prominence during the early parts of the 20th century. After travelling and practising law he returned to India and began peaceful protests in an attempt to gain independence for the country. The struggle for independence captured the entire nation. The Indian National Congress officially launched the campaign, who was later joined by the Muslim League. India gained independence from the British Raj in 1947.  

    he known history of India begins with the Indus Valley Civilization, which spread and flourished in the north-western part of the Indian subcontinent, from c. 3300 to 1300 BCE. Its Mature Harappan period lasted from 2600-1900 BCE.

    Later, successive empires and kingdoms ruled the region and enriched its culture - from the Achaemenid Persian empire around 543BCE to Alexander the Great in 326 BCE.

    The subcontinent was united under the Maurya Empire during the 4th and 3rd centuries BCE. It subsequently became fragmented.

    Kerala had maritime business links with the Roman Empire from around AD 77. Muslim rule in the subcontinent began in 712 CE when the Arab general Muhammad bin Qasim conquered Sindh and Multan in southern Punjab, setting the stage for several successive invasions between the 10th and 15th centuries CE from Central Asia, leading to the formation of Muslim empires in the Indian subcontinent.

    The Mughal Empire suffered a gradual decline in the early eighteenth century, which provided opportunities for the Afghans, Balochis and Sikhs to exercise control over large areas in the northwest of the subcontinent until the British East India Company gained ascendancy over South Asia.

    Beginning in the mid-18th century and over the next century, India was gradually annexed by the British East India Company. Dissatisfaction with Company rule led to the First War of Indian Independence, after which India was directly administered by the British Crown and witnessed a period of both rapid developments of infrastructure and economic decline.

    During the first half of the 20th century, a nationwide struggle for independence was launched by the Indian National Congress and later joined by the Muslim League. The subcontinent gained independence from Great Britain in 1947, after being partitioned into the dominions of India and Pakistan.

    Back to India Travel Insurance page

    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions