Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    June
    2021
    15
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Climate in India

    Extras

    When people think of India they might think of a place that is extremely hot, and for the most part, they are right, but India’s climate, like its geography, is varied. The northern parts of India can be very cold because they lie in the Himalayan mountains. Temperatures in Srinagar, a northern town, can reach lows of -2.5 degrees Celsius; however, this town might not be on the typical traveller’s bucket list. Further south along the coast, in the middle parts of India, you’ll find the city of Mumbai, where the weather is drier and more arid. Mumbai’s year-round average temperature sits at a cosy 30 degrees Celsius, so remember to pack shorts. 

    India’s geography is extremely varied and because of this, it is a marvel to travel. In the one country, you can see deserts, ice-capped mountains, lush jungles and tropical beaches. Not to mention rolling cities as far as the eye can see. In the following page, more technical information will be outlined about India’s variable geography. 

    India is located in South Asia. The country lies entirely on the Indian Plate in the northern portion of the Indo-Australian Plate. The country lies to the north of the equator between 8°4' and 37°6' north latitude and 68°7' and 97°25' east longitude. It is the seventh-largest country in the world, with a total land area of 3,287,263 square kilometres. India measures 3,214 km from north to south and 2,993 km from east to west. It has a land frontier of 15,200 km and a coastline of 7,517 km. 

    India is bounded to the southwest by the Arabian Sea, to the southeast by the Bay of Bengal and the Indian Ocean to the south. Cape Comorin constitutes the southern tip of the Indian peninsula, which narrows before ending in the Indian Ocean. The southernmost part of India is Indira Point in the Andaman and Nicobar Islands. The Maldives, Sri Lanka and Indonesia are island nations to the south of India with Sri Lanka separated from India by a narrow channel of sea formed by Palk Strait and the Gulf of Mannar. The territorial waters of India extend into the sea to a distance of twelve nautical miles (22 km) measured from the appropriate baseline. 

    The northern frontiers of India are defined largely by the Himalayan mountain range where its political boundaries with China, Bhutan, and Nepal lie. Its western borders with Pakistan lie in the Punjab Plain and the Thar desert. In the far northeast, the Chin Hills and Kachin Hills, deeply forested mountainous regions, separate India from Burma while its political border with Bangladesh is defined by the watershed region of the Indo-Gangetic Plain, the Khasi hills and Mizo Hills. 

    Officially, India's highest point is K2 at 8,611 m, though this is in the Pakistani-administered Kashmir, a disputed region. Kanchenjunga in Sikkim at 8,598m is the second-highest point in India and the third highest in the world. Climate across India ranges from equatorial in the far south, to Alpine in the upper reaches of the Himalayas.
    Find out more information about Altitude travel insurance.

    The Ganges is the longest river in India and forms the Indo-Gangetic Plain. The Ganges-Brahmaputra system occupies most of northern, central and eastern India, while the Deccan Plateau occupies most of southern India. Along with its western frontier is the Thar Desert, which is the seventh largest desert in the world. 

    Back to India Travel Insurance page

    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions