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India Travel Insurance


Planning for a Holiday in India?

Travel Insurance to India
India is an incredible holiday destination. Nowhere else in the world can you find quite as much cultural and spiritual diversity in one place. If you are planning to travel to India, travel insurance is an absolute necessity. India is a developing nation, and as such, things can go wrong quite easily. Our rates are affordable and could save you tens of thousands of dollars if you get hospitalised or medically evacuated.
When you take out travel insurance to India, you will have extensive protection for both you and your belongings. This priceless peace of mind means that you can enjoy your holiday to the fullest. If anything should go wrong, you’ll be financially covered for it.
Because India is a developing nation, the rate of petty crime is high, particularly in large urban areas. Tourists make very easy targets for thieves and pickpockets. When you’re distracted and living in the moment, it can be easy to forget yourself and your belongings. Nowhere is it more inconvenient to lose your wallet, passport or laptop, than when you’re overseas. It is better to be safe than sorry in this respect, and take out travel insurance for yourself and your belongings. The small cost of purchasing affordable travel insurance is nothing compared to the peace of mind you’ll have if anything should go wrong.  
During the holiday season, i.e. from March to September, airports and train stations become passageways for extremely large numbers of people. The train stations of Mumbai are infamous for being chaotic and overcrowded. We recommend you have your destination and travel route pre-planned before you leave the door, so you don’t become confused and lost in the muddle. Luggage can easily be lost in these situations; so again, we recommend purchasing travel insurance – you’ll be covered for your belongings. If you do decide to purchase travel insurance, we recommend you do it more than a week before you leave the country, that way you’ll be fully covered for medical and personal insurance the moment you enter India. The earlier you buy the better value you will receive as you cancellation cover will be active when you purchase the policy. 
These policies are flexible, personal and financially competitive. Travel Insurance Saver is an approved insurance portal, assisting customers to compare travel insurance, choose and buy policies online at discounted rates.  

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Language:   Hindi, English 
Area:  1,261,497 sq. miles 
Capital City:  Delhi 
Population:  1.339 billion
± GMT:  +5½ hours 


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Background information about India

India is a country located in South-Asia. It is the seventh-largest country by geographical area and second-most populous country in the world. Bounded by the Indian Ocean to the south, the Arabian Sea in the west, and the Bay of Bengal in the east, India has a coastline of 7,517 kilometres. As you’d imagine, India has some amazing beaches, particularly the tourist hotspots of Goa, Calangute and Kovalam.

India’s land borders are Pakistan in the west; Nepal and Bhutan to the north; the People's Republic of China (PRC) in the North-East; and Bangladesh and Myanmar to the east.

India is highly multicultural. There are many different religions in India, but the main ones are Hindu, Islam, Christianity, Sikhism, Jainism and Buddhism. The predominantly spoken languages of India are Hindi and English. 

Read under our India Information tab for more extensive information about the country. 

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*Please use information as a guide and always check Smart Traveller for the most up to date information.

Note: Remember to register with Smart Traveller before travelling overseas.

Australian Consulate-General in Chennai, India

512, Alpha Wing, Raheja Towers
177, Anna Salai
Chennai 600 002
Tamil Nadu, India

Telephone  +91 44 2860 1160
Fax           +91 44 2860 4988

Australian High Commission, India

Australian Compound
No. 1/50 G Shantipath, Chanakyapuri
New Delhi 110-021

Telephone +91 11 4139 9900
Fax          +91 11 2687 2228

Australian Consulate-General in Mumbai, India

36 Maker Chambers VI
220 Nariman Point
Mumbai - 400 021

+91 22 6669 2000
+91 22 6669 2005


With an estimated population of 1.339 billion, representing 17% of the world population, India is the world's second most populous country after China. Over the last 50 years, there have been many advances in medicine, agriculture and transportation in India. This has led to rapid growth in population.

Around 70% of Indians inhabit rural areas, but recent decades have seen the migration of many rural living Indians to cities, increasing the population of urban centres, resulting in megacities like Mumbai. India's largest cities are Mumbai (formerly Bombay), Delhi, Kolkata (formerly Calcutta), Chennai (formerly Madras), Bengaluru (formerly Bangalore), Hyderabad and Ahmedabad.

India travel insurance guide

The Australian government and Smart Traveller recommend you heavily research the country you are travelling to beforehand and book the most appropriate travel insurance for your trip. As mentioned, the minor cost of travel insurance is nothing compared to the potential costs of uninsured travel hazards.

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