Travel Insurance Saver
Single Trip Annual Multi Trip
    25
    July
    2024
    26
    July
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance to Albania

    Looking for Albania travel Insurance?
    Enter your travel details in the quote panel to view travel Insurance to Albania.

    Background Information for Albania

    Its cultural heritage values continue to be an attractive and open “museum” for all visitors. Situated between two major ancient civilizations, the Greek and Roman, Albania inherits an invaluable treasure of cultural heritage, which naturally belongs to the world cultural heritage. This heritage can be found anywhere, in archaeological parks, natural parks, art galleries, photographic and film archives, castles and fortresses, religious monuments and vernacular architecture, in the stone paved paths and all over the country’s museums.

    Albanian cultural heritage is well known abroad, it is admired by visitors who want to see the masterpieces of culture and art, to understand the testimonies of prehistory, classical period and Illyrian civilization, and the material blend of Illyrian, Greek and Roman culture. 

    Map Albania Travel Insurance

    Nearby countries of interest

    Italy travel insurance 
    Greece travel insurance
    Montenegro travel insurance

    Demographics

    Albanian Language: Albanian  
    Albanian Area: 28,748 sq km 
    Albanian Capital City:   Tirana 
    Albanian ± GMT: +1 hour 


    Albania information

    Geography
    Climate
    Attractions
    Activities
    History

    You can visit Albania for 90 days without a visa. You'll need a visa for longer stays. Entry and exit conditions can change at short notice. You should contact the nearest embassy or consulate of Albania for the latest details.

    Wearing a face mask may be worth considering when it's not possible to maintain social distancing, and for people who aren't fully vaccinated.

    Watch out for landmines in the north-east border areas, particularly near Kosovo. Look for and obey warning signs.

    Flag Albania Travel Insurance

    Albania Travel Insurance

    Please refer to the Australian Government website Smartraveller for general information about Albania from the Smartraveller website. Please read the PDS before considering travel insurance to Albania.

    Useful Links

    Travel Insurance
    Travel Insurance Australia
    International Travel Insurance
    Worldwide Travel Insurance
    Overseas Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance

    Travel Insurance to Albania

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Albania