Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to the United States

    United States of America Travel Insurance

    It is important that you acquire the necessary visa you now require to travel to America. 

    The USA is a great place to travel as it is a big country. 

    Looking for USA travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for the United States.

    Travel Insurance for your trip to the United States

    For many people, the idea of travelling to the United States is one that generates a lot of excitement and anticipation. From the iconic views of New York City to the gorgeous beaches of California, the USA has so much to offer to those wanting to explore. 

    Whether it is your first time visiting or you're making a return trip, here are some tips for getting the most out of your US travel experience. The first tip for travel to the USA is to get familiar with the country’s entry requirements. 

    Be sure to check the regulations prior to planning your trip. It's also really important to think carefully about how long your journey will take and to leave enough time to reach your destination. 

    Traffic can often be very dense in the USA, so allow for extra time to cover any unexpected delays. 

    Of course, preparation for your trip should not end there- it's a good idea to plan out some of the highlights of the area you'll be visiting, like famous landmarks and attractions. Whether it's a road trip across the country or a tour of a particular region, it's always nice to have a plan of where you want to go so that you can make the most of your time. 

    Finally, it's always a good idea to try and get a local perspective on the places you visit. There are so many wonderful places to experience in the US, and one way to truly appreciate them is to ask a local about their favourite spots. No matter which US destination you are travelling to, you’ll be sure to have a once-in-a-lifetime experience. By following these tips, you can make sure your US travel is truly unforgettable. 

    USA Travel insurance

    The country is situated mostly in central North America and lies between the Pacific and Atlantic Oceans, bordered by Canada to the north and Mexico to the south. The state of Alaska is in the northwest of the continent, with Canada to its east. The state of Hawaii is an archipelago in the mid-Pacific. 

    Demographics

    The United States is the third most populous nation in the world, after China and India. 

    There are fifty metropolitan areas with populations greater than 1 million. 

    Language:   English
    Area:  9,363,130  sq. km 
    Capital City:  Wahington D.C
    ± GMT:  -5 and -10 hours 

    USA information about

    USA Geography
    USA Climate
    USA Attractions
    USA Activities
    USA History

    Travel Insurance to the USA

    Please refer to the Australian Government website Smartraveller for general information about United States from the Smartraveller website. Please read the PDS before considering travel insurance to the United States.

    Nearby countries to the USA

    Canada travel insurance
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    El Salvador travel insurance
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    Panama travel insurance
    Aruba travel insurance
    The Dominican Republic travel insurance
    Puerto Rico travel insurance

    Australian Embassy USA

    Address
    1601 Massachusetts Ave
    Washington DC NW 20036-2273
    United States of America

    Telephone   +1 202 797 3000
    Fax              +1 202 797 3331

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance

    Travel Insurance to the United States 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to the USA.