Travel Insurance Saver
Single Trip Annual Multi Trip
    Traveller 1
    Traveller 2
    Child 1

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    United States of America Attractions


    Venice Beach 

    Known as the Ocean Front Walk, and is home to hundreds of street performers, including jugglers, palm readers, buskers, snake charmers, fire-eaters, cyclists, and roller skaters – Located in California.  

    Kennedy Space Center Visitor Complex 

    Home of the Space Shuttle, where spectacular launches can be viewed from a safe distance. Located in Florida. 


    Walt Disney first conceived the idea for the park in 1948 and had originally intended to call it Mickey Mouse Park. Is it now California’s most visited Theme Park. 

    Hollywood Walk of Fame

    Is in memory of Hollywood’s great stars. one of Los Angeles most popular tourist attractions. 

    SeaWorld Orlando 

    The Most visited Marine theme park in the World. 

    Hawaii Volcanoes National Park 

    The result of 70 million years of volcanic activity is on display, encompassing the creation of Hawaii out of the ocean to the evolution of its complex and unique ecosystems. 

    Las Vegas Strip 

    Nevada the home of gambling in the USA, and nowhere is this more evident than on the Las Vegas Strip. 

    Metropolitan Museum of Art 

    Displays more than 2 million works of art. Located in New York. 

    Universal Studios Hollywood 

    Universal Studios Hollywood is reputedly the world’s largest film studio and theme park. 


    Graceland is America’s monument to one of its favourite musicians and icons, Elvis Presley. The ‘King’ bought the colonial-style mansion in 1957 and lived there until his death in 1977. 

    Death Valley National Park 

    Renowned for its unique wildlife and desert beauty. The park covers 13,500 sq km. 

    Everglades National Park

    Both temperate and tropical plant communities are represented in the park’s 610,684 hectares. 

    Times Square 

    Located just north of 42nd Street in New York, Times Square has long been associated with theatre and nightlife and all the excitement and glitz of New York City. 

    Yosemite National Park 

    Yosemite National Park stretches along California’s eastern flank and covers almost 3108 sq kilometres of alpine meadows. 

    Pier 39, Fisherman's Wharf 

    Claiming to be USA most visited tourist attraction. Tourists visit to purchase souvenirs and eat at bay side restaurants. Located in San Francisco. 

    Central Park 

    Located between 59th and 110thst. Offering performances, a small zoo & fountains within the park. 


    Walt Disney World

    The world’s largest theme park. Located in Florida. 

    Golden Gate Bridge   

    2737m in length with a height of 227m and the clearance over the channel below of 67m. Located in San Francisco.  

    Yellowstone National Park

    Is the first and oldest national park in the world. Renowned for its geothermal phenomena, the park has more geysers and hot springs than the rest of the world combined. Located in Wyoming, Montana, and Idaho. 

    Statue of Liberty

    A gift to the USA from France in 1886 to celebrate the 100th anniversary of American independence. The statue of Liberty is 45m and high located in New York. 

    White House 

    The White House is where the President of the United States of America lives and carries out official duties as Head of State. Built between 1792 and 1800 and located in Washington D.C (US capital). 

    Mount Rushmore National Memorial 

    USA’s most renowned national monument. The site in South Dakota is home to 18m-tall (60ft) faces of four US presidents – George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln – perched 152m (465ft) on a cliff face. 


    Known as “The Rock” is the notorious American super-prison located on Alcatraz Island, a remote rocky outcrop in San Francisco Bay. Alcatraz held famous criminals including Al Capone, George ‘Machine Gun’ Kelly and Robert ‘The Birdman’ Stroud. 

    Grand Canyon National Park 

    The Grand Canyon is one of the seven natural wonders of the world. The canyon extends for 365km and reaches a vertical depth of 1829m and a width of 29km. Located in Arizona. 

    Back to USA Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.