Travel Insurance Saver
asdas Get a Quote
Single Trip Annual Multi Trip
    22
    January
    2025
    23
    January
    2025
    Traveller 1
    Traveller 2
    Traveller 3
    Traveller 4
    +Traveller

    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to Malaysia

    Flag Malaysia Travel Insurance

    Malaysia Travel Insurance

    Malays form the majority of the population of Malaysia. There are sizable Chinese and Indian communities as well. 

    Travel Insurance for your trip to Malaysia

    Malaysia is a beautiful country situated in Southeast Asia, making it an exciting tourism destination. With nearly 500,000 travellers visiting the country annually, one can expect a truly unforgettable holiday experience. 

    From the vibrant cultural capital of Kuala Lumpur to the natural splendour of Penang, Johor or Malacca, there is so much to behold in Malaysia. With a tropical climate that is generally sunny, your holiday here will be a truly calming and wonderful experience. The tropical nature of Malaysia really makes it an ideal destination for beach holidays. 

    Popular beaches include the vibrant Tanjung Aru, which is set between Sabah’s capital Kota Kinabalu and its airport. If you're looking for something a bit more private, you can also explore the country’s many white sandy beaches in Sarawak and the Perhentian Islands. 

    Along with beaches, Malaysia is also a great spot for outdoor activities. Mountains, lush forests and national parks combine to provide a plethora of outdoor activities, just waiting to be explored. When one is looking for a little more action, Malaysia has many different activities to explore. 

    With a buzzing night life and famous shopping districts like Chinatown in Kuala Lumpur, you can find something to keep your days nice and filled with excitement. Malaysia really is a fantastic holiday destination, and with so much to explore and so much to see, it's definitely worth a visit. All you have to do is book your tickets and travel to Malaysia – it’s the experience of a lifetime! 


    Malaysia Demographcis

    Language:   Bahasa Malaysia, English, Chinese, Tamil 
    Area:   329,750 sq. km. 
    Capital city:   Kuala Lumpur 
    ± GMT:   +8 hours 

    Malaysia information Guide

    Malaysia Geography
    Malaysia Climate
    Malaysia Attractions
    Malaysia Activities
    Malaysia History

    Surrounding countries to Malaysia

    Brunei travel insurance
    Vietnam travel insurance
    China travel insurance
    Thailand travel insurance
    Philippines travel insurance
    Laos travel insurance
    Singapore travel insurance
    Indonesia travel insurance

    Australian Consulate in Penang, Malaysia

    Address
    1-C Lorong Hutton
    Penang 10050
    Malaysia

    Telephone    +60 4 262 5285 / +60 4 263 3320
    Fax             +60 4 263 3320

    Australian Consulate in Kota Kinabalu, Sabah, Malaysia

    Address
    Suite 10.1, Level 10, Wisma Great Eastern Life
    65 Jalan Gaya
    Kota Kinabalu, Sabah 88000
    Malaysia

    Telephone
    +60 88 267 151
    Fax
    +60 88 266 509

    Australian High Commission, Malaysia

    Address
    6, Jalan Yap Kwan Seng
    Kuala Lumpur 50450
    Malaysia

    Telephone
    +60 3 2146 5555
    Fax
    +60 3 2141 5773

    Australian Consulate in Kuching, Sarawak, Malaysia

    Address
    Suite 504, 5th Floor, Wisma Bukit Mata Kuching
    Jalan Tunku Abdul Rahman
    Kuching, Sarawak 93100
    Malaysia

    Postal address
    PO Box 3106
    Kuching Sarawak 93760

    Telephone
    +60 82 233 350
    Fax
    +60 82 313 388

    Cities

    The capital city is Kuala Lumpur, while Putrajaya is the seat of the federal government. 

    Kota Kinabalu, capital of East Malaysian state of Sabah is located 1600 km east across the South China Sea from Kuala Lumpur

    Other major cities include George Town, Ipoh, Johor Bahru, Kuching, Kota Kinabalu, Miri, Alor Star, Malacca Town, and Petaling Jaya.

    Tanjung Piai, located in the southern state of Johor, is the southernmost tip of continental Asia. 

    Travel insurance for Malaysia

    Please refer to the Australian Government website Smartraveller for general information about Malaysia from the Smartraveller website. Please read the PDS before considering travel insurance to Malaysia.

    Useful Links

    Compare Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Already Overseas Travel Insurance
    Snow Travel Insurance

    Malaysia Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Malaysia.  

    Google

    Google Rating

    Our customers rated their
    experience 4.6 out of 5.

    Awards

    Multiple award winning travel insurance company

    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

    View our View our Terms of Use, Complaints Policy, Privacy Policy, Translation Services Policy, Product Development & Distribution Policy and Family Violence and Financial Hardship Policy..

    Travel Insurance Saver
    © 2025 Travel Insurance Saver
    Insurance Saver Pty Ltd ABN: 18 624 919 366