Travel Insurance Saver
Single Trip Annual Multi Trip
    2
    March
    2024
    3
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Travel insurance to the United States

    Extras

    United States of America Travel Insurance

    It is important that you acquire the necessary visa you now require to travel to America. 

    The USA is a great place to travel as it is a big country. 

    Looking for USA travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for the United States.

    Travel Insurance for your trip to the United States

    For many people, the idea of travelling to the United States is one that generates a lot of excitement and anticipation. From the iconic views of New York City to the gorgeous beaches of California, the USA has so much to offer to those wanting to explore. 

    Whether it is your first time visiting or you're making a return trip, here are some tips for getting the most out of your US travel experience. The first tip for travel to the USA is to get familiar with the country’s entry requirements. 

    Be sure to check the regulations prior to planning your trip. It's also really important to think carefully about how long your journey will take and to leave enough time to reach your destination. 

    Traffic can often be very dense in the USA, so allow for extra time to cover any unexpected delays. 

    Of course, preparation for your trip should not end there- it's a good idea to plan out some of the highlights of the area you'll be visiting, like famous landmarks and attractions. Whether it's a road trip across the country or a tour of a particular region, it's always nice to have a plan of where you want to go so that you can make the most of your time. 

    Finally, it's always a good idea to try and get a local perspective on the places you visit. There are so many wonderful places to experience in the US, and one way to truly appreciate them is to ask a local about their favourite spots. No matter which US destination you are travelling to, you’ll be sure to have a once-in-a-lifetime experience. By following these tips, you can make sure your US travel is truly unforgettable. 

    USA Travel insurance

    The country is situated mostly in central North America and lies between the Pacific and Atlantic Oceans, bordered by Canada to the north and Mexico to the south. The state of Alaska is in the northwest of the continent, with Canada to its east. The state of Hawaii is an archipelago in the mid-Pacific. 

    Demographics

    The United States is the third most populous nation in the world, after China and India. 

    There are fifty metropolitan areas with populations greater than 1 million. 

    Language:   English
    Area:  9,363,130  sq. km 
    Capital City:  Wahington D.C
    ± GMT:  -5 and -10 hours 

    USA information about

    USA Geography
    USA Climate
    USA Attractions
    USA Activities
    USA History

    Travel Insurance to the USA

    Please refer to the Australian Government website Smartraveller for general information about United States from the Smartraveller website. Please read the PDS before considering travel insurance to the United States.

    Nearby countries to the USA 

    Canada travel insurance
    Bahamas travel insurance
    Jamaica travel insurance
    Belize travel insurance
    El Salvador travel insurance
    Nicaragua travel insurance
    Costa Rica travel insurance
    Panama travel insurance
    Aruba travel insurance
    The Dominican Republic travel insurance
    Puerto Rico travel insurance

    Australian Embassy USA

    Address
    1601 Massachusetts Ave
    Washington DC NW 20036-2273
    United States of America

    Telephone   +1 202 797 3000
    Fax              +1 202 797 3331

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    IEC Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance

    Travel Insurance to the United States 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to the USA.