Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    South America Travel Insurance

    Looking for South America travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for South America.  


    South America, the gem of the new world – a world unto its own, and one that deserves to be discovered, even by the most naïve of explorers. Because what you will find there is different from what you have heard. As with anything, to experience it, it must be felt firsthand. 

    Colombia  

    As you enter the continent from the north, the first country you are likely to step foot onto is Colombia.  

    Colombia is a beautiful land that is growing ever safer by the day; the people are incredibly friendly, the countryside is varied and beautiful, and the cities are thriving with music, art and good food.  

    Scuba Diving  

    With amazing beaches come the opportunity to snorkel and scuba dive. South America, being a large spread across the equator and Southern Hemisphere, has some ridiculous beaches. Colombia and Brazil are famed for their incredible beaches, and with tropical warm waters come brilliant coral reefs. 

    Hiking Cover  

    If you are going to go to Peru, which is possibly one of the most beautiful countries in the world, you just might be hiking to the famous Machu Picchu. This hike is incredible and will take you through some of the remote rainforests of the Peruvian hinterland. With awe inspiring views a daily treat, you’ll feel like a new person afterwards – and wonder why we live the way we live. 

    Where else but South America? 

    So, which are the countries that make up South America? As we mentioned before, Colombia is in the northern-most part of the continent, and next to Colombia.  

    Other small nations of Guyana, Suriname and French Guiana. These countries are becoming more favoured tourist destinations as they are largely untapped and have lower prices.  

    Compare for the best 

    People travelling around this continent will often travel light, expect to get dirty, so don’t bring your best clothing.  

    If we head South-East from French Guiana, we will find ourselves in Brazil. Brazil is the largest country on the continent of South America and is one of the largest countries in the world. Brazil is also one of the up-and-coming largest populations and economies in the world. The major cities in Brazil include Sao Paulo, Rio de Janeiro, and Brasilia.  

    The motorcycle diary  

    South America is a giant continent, and while we are on the topic of Argentina, we might make mention of Che Guevarra, who when he was young famously travelled around the continent on motorcycle. 

    Great food 

    Another country not yet mentioned is Bolivia. Bolivia has a lot to offer. There are some beautiful cities there, like La Paz, and you can also go to Copacabana on Lake Titicaca. In the southern parts of Bolivia bordering on Argentina there is a large Italian influence. This means you are likely to find countless numbers of high-quality restaurants for a very small price. 

    It really is an excellent find, because some of the food you are likely to find north from here can be quite monotonous. Not in that it is bad, only that there is quite a lot of fried food. When you find the mecca of exported Italian food in southern Bolivia, you are likely to be very pleased.  

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Holiday Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance
    Off Piste and Back Country Skiing
    Already Overseas Travel Insurance

    South America Travel Insurance 

    Travel Alert: You can only travel to your destination if there is no travel ban in place or if you have an exemption. Also, while a destination has a 'Do Not Travel' warning in place for COVID-19, our policies won't cover a loss arising from COVID-19 in that destination. See the latest government advice at smartraveller.gov.au and health.gov.au, and check the travel insurance alerts 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to South America